How hard is it to save money?

I am on a limited income due to the fact that my hubby isn't working. I tried to save my change but he spends it faster than I can accumulate it! Guess I will have to start hiding it.

i only work part time due to health issues and my hubby lost his job in august of this year so the latter part of 2009 has been fairly tough for us. i hope that things will be better in 2010. pennies are a great way to start. we save them too!

We don't really have much of one. We are trying to get out of debt. My husband has signed us up to have $25 taken out of each of his paycheques to save, and he puts the maximum amount into his pension plan. Everything else right now is going toward debt repayment.

It's hard for me to save money as well. Unfortunatly with a growing family and plenty of debt we are thankful to pay the bills on time and keep our bellies full. Needless to say the economy isn't helping us either... no raise for hubby in 2009, my hours were next to nill @ my job (where others have said typically people would get close to 20 hrs part time, I get usually 4-12). My change I usually give to the kids as an incentive when they do good things around the house. And if there's any left after winter I use it at rummage sales as I cannot afford new clothes and such for my kids they are so messy why buy new? For a while I was setting aside some money in my check book to pay off our van earlier but our checking account is so messed up I had to stop. I'm thinking though of seeing if hubby would put a lil direct deposit out of his check tward this account instead of me trying to figure out the check book.

I would have to say that it is very hard to save money. And these harder economic times don't really have a whole lot to do with my lack of savings - sad but true. I have always been able to budget really well, but I tend to use any extra money for those things that I don't have enough for in the monthly budget - such as clothing, shoes (and that's just for the kids, I never get new clothes except when my mother or sister buys them for me for Christmas). I have tried to save change, but the kids always seem to be able to find my little piggy bank and raid it for spending money. I don't really say much because they don't get an allowance and they are pretty good at completing their chores. Kudos on your newfound savings plan - something is alway better than nothing even if that something is pennies. Hopefully I can find some way to save soon, I just need to both get motivated and get more creative about it as you have.

It's hard to save money today. Things today are a bit pricey. I can't even earn that much. But I'm still trying. That's right save some pennies in a water bottle. Even though it's not that much but you're still earning. It's better small than to have none at all.