How do you get your change(Money) in the mornings?

@checkmail (2041)
India
January 6, 2010 10:46pm CST
Hello mylotter and this problem seems to be faced by everyone in their daytoday life, me too often do have problems with change avail with me while starting the day.Yeah i have to wander sometimes asking for some change for my other money transactions.Even when am visiting my bank would get some change of 100-200 bucks from it, just to be more reliable on myself for ht echange.Often in my daytoday ativities i require a lots of change to complete mine money transactions.For instance need some change for travelling, having breakfast, spending on purchases of goods, etc stuff.Its really an main problem to get change for our big money in the morning, as nobody have done that much of financial transactions. Do you go through similar problem? Have you got solution to it?
1 person likes this
6 responses
@myfb2009 (8296)
• Malaysia
7 Jan 10
So far, i never had any problem to change my money into smaller change, since there are a few nearby groceries shops where i can easily buy something small and change them. In case i am in a hurry, i can just bring some change which i kept in my piggy bank at my home. But, since most of the shops which i visited everyday uses debit card or credit card, i prefer to use them, so easy for me to track my expenses for the month. I always trying my best to control my expenses, so not to spend too much money into food items.
@checkmail (2041)
• India
18 Jan 10
Hello myfb2009 me too often do buy some little food in order to get change in cash, even sometimes go for my piggy bank, its an open one, for change in transactions.But sometimes am out of it, then have to wander from here to there asking for change.Me too like to follow an strict policy for expenditure purpose, never exceed it, except in emergencies.Anyways keep it up with your mylotting and expenditures, Happy mylotting.
@myfb2009 (8296)
• Malaysia
18 Jan 10
It's a wise move to save as much money as we can during this economic downturn, where it's hard to earn money. The money that we had saved could be used for our future need or during the rainy days. Happy mylotting to you, too....
@SomeCowgirl (32255)
• United States
7 Jan 10
My husband and I are more apt to use our debit cards then we are to use paper money, or even checks. Here in the USA it seems that more and more people are doing just that. Checks are becoming obsolete at grocery stores now as they have an electronic system that works much like a debit or credit card. I think it's a good idea to have a few bucks on hand though just in case the machines don't work, but I wouldn't be surprised if in ten years, even paper money became obsolete.
1 person likes this
@checkmail (2041)
• India
18 Jan 10
Hello SomeCowgirl me too think that paper money will be replaced by plastic money, its also in the latest news.Well atleast in my country it time to start doing every transaction with debit and credit cards and its system.There are still old methods going on well, so am required to have atleast some change to complete the transaction, or have to pay more or buy more.Anyways keep it up with your mylotting, and your expenditures.Happy mylotting.
1 person likes this
@SomeCowgirl (32255)
• United States
19 Jan 10
There were / are stores here in the USA that require you to buy so much before you are allowed to use debit. Dollar Store used to be one of them, but I don't think they are. Also, it used to be at Dollar General that you couldn't use debit, now you can.
@kellyjeanne (1576)
• United States
9 Jan 10
I'm on Disability and I have Direct Deposit. This is what I do. In the first week of the month I go to the bank and withdraw everything except $50 each month. So, that means with every check I get I'm putting $50 in the bank each month. Then I get money orders for all my rent and all my other bills. With the leftover money I put that in a special envelope in a drawer and I always keep at least $20 in my purse. If I'm going shopping I will put $100 in my purse to make sure I can cover ALL of my expenses. This works out great for me and enables me to save a good amount of money each month. Because of this I have a nice chunk of money in the bank for emergencies. The reason I go to the bank and withdraw most of the money from my monthly checks each month is for various reasons. 1). I don't have a car and it would be very inconvenient to keep going to the bank each time I needed money. 2). I specifically decided to NOT have an ATM card because that would make it easier for me to withdraw $20 here or $30 there and before you know it I'm broke and have no money in the bank. This insures that a good portion of my money stays in the bank each month. I put myself on a very strict budget each month so that when an event comes along that I want to go to on ocassion or there might be something expensive that I want to buy for myself once or twice a year I have the money and I don't feel guilty about spending the money because I'm very good at saving money. Purrs, Catwoman=^..^= & Mija
1 person likes this
@checkmail (2041)
• India
18 Jan 10
Hello keelyjeanne its good to know that your too take care of your financial routines, appreciate it, specially managing the while month.Well me too often find it difficult to carry out my expenses when there are some emergency expenses, am out of cash.Then have to borrow from my dad and mom for my expenses, as have to go on with the routine.Me too follow an strict poilcy while shopping, never exceed mine budget.Anyways keep it up with mylot and your financial budget.Happy mylotting.
@eshaan (6193)
• India
7 Jan 10
I dont have to go long for change...i have shops near my house...so i get change from there..and as such i have all things fixed..i mean my milkman is paid monthly..only mostly i need money for vegetable purchasing ..but that too i get change from the seller himself or if doesn't have some day...i give him the next day..or he gives be the money back next day..so it goes on...rest things are not so low costing that i need change....
1 person likes this
@checkmail (2041)
• India
15 Jan 10
Hello eshaan me too often do fix my many expenses with the dealers with my monthly bills, it eases the load of expenses.Even though there are shops near my place still am facing the problem of change for some big sum like 500, 1000, even sometimes 100.Yeah its hard to get change in the morning as there isnt any business occured in the morning.Anyways keep it up with your financial plannings and expenses.Happy mylotting.
• China
7 Jan 10
Here in china,It's easy to get change in the morning.Even if you pay big money to buy breakfast. So i think it's not a problem for me. You know,there are too many stores to compete each other.
1 person likes this
@checkmail (2041)
• India
15 Jan 10
Hello plumbing its god to know that you don't have to bother much for getting change for your transactions.well inspite of competition over here, they also do have unity among them, so its hard for me to get change for an big amount.Anyways keep it up with your finance, Happy mylotting.
@mzz663 (2773)
• United States
7 Jan 10
I would keep track of how much change I spend in a week and when you get your paycheck and go to cash it at the bank, get your weeks worth of change of what you think you will need. Then after the week, see if you have change left or if you will need more on your next payday.
1 person likes this
@checkmail (2041)
• India
18 Jan 10
Hello mzz663 me too recently started to collect some change form my banks, when am withdrawing or deposting any cash in it.Well its preferably the easiest way to acquire change in today running life.As we do have to visit our banks regularly, and taking change at that time won't take much of it.But still on end days of the month am short of change due to my expenses.Anyways keep it up with your mylotting and yoiur expenditures.Happy mylotting.