Trying to get motivated. HELP!

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I know I need to get moving to do things in life, but there's not enough hours in the day to do what I want, so I can't get motivated to do anything. I'm just a all or nothing type of person. How do I get up in the morning? I want to go to the gym more often, I want to look for work, I want to make xtra cash, I want to be smart like these other people making money but I don't have their skills. I am so thankful for what I do have, but it's hard to encourage myself to get up and do things. How do I motivate myself? Any suggestions?