Your credit limiting you from chasing your dreams?

@thuhuong (828)
United States
February 8, 2010 5:37pm CST
I think we all have a little bit of debt in our life which makes it a bit of burden at times to achieve what we really want to be in life, free. Wherever you go, you are determined by your credit. However some of us were not fortunate to have good credit young and end up fixing it for the rest of our life. Has your credit limit you from chasing your dreams?
1 response
@maezee (42253)
• United States
9 Feb 10
I guess my credit is pretty good, even though I'm in a bit of debt (under a grand, right now) - because my credit cards keep upping my limits! Which is a scary concept. Debt is definitely a burden and I can't wait to be out of it! I have pretty good credit right now, but I know that once I get totally out of debt I will have STELLAR credit! My only problem is really just getting approved for student loans - which is horrible for me right now. No where will let me, and both of my parent's credit are totally bad, too. So bad that I got declined for all 4 loans we applied for last fall and so I couldn't go to school this year. But I don't have any problems opening a phone account or getting approved for credit cards. *shrugs*
@thuhuong (828)
• United States
9 Feb 10
Hello maezee, yes do be careful with those credit cards. Little by little they add up and that's the crazy part of it. You don't even remember spending that much. However, I think you got it under control. Sorry about the parents and you not getting an education because of their credit. Try scholarships. Maybe you can get free money instead of the loan. That's much better. Thanks for sharing your thoughts!