Do you usually borrow money from your friends?

After having been burnt by a friend borrowing money, I make it a policy never to borrow from friends. If I am that desperate in need of money, I will go to my parents. That's not to say that if a friend is going to the drink machine and I don't have any change that I would ask if they could cover me until I can get the change. But when I do that I always have the bills to cover my purchase; otherwise I would go without. Borrowing money from a friend, especially if it is done on a regular basis is a sure way to have a short lived friendship, in my opionion.

I don't like to borrow money from my friends at all. I think I've borrowed money one time in the past couple of years and the only reason that I had to borrow money then was because I'd forgotten to take my checkbook with me. I paid her back the next time that I saw her. I've learned a lot about budgeting and since I've made a conscious effort to be very careful with my money I see that I am the one that people come to for a loan instead of the other way around.

I never borrow money from friends. They borrow small sums from me on occasion and rarely pay me back. If I need to borrow money and I qualify for credit, I know where the bank is. If I do not qualify for credit, I would not feel right about risking a friend's financial well-being. Unless I had a really rich friend.

It's better to give people and help then in times of need. As for me, I don't borrow money from my friends, if I don't need it badly. I don't want them to think that I am taking advantage of our friendship. I prefer helping my friends when they need cash. I only let them borrow if they really need it as well. They pay so I don't complain.