Credit Report! Do You Order a Credit Report Every Now & Then??

...Hi yugasini, A credit report is a statement and a history of all your activities related to your credit history. If you apply for a credit card or a loan and you get the credit card or laon, a record of how you pay your credit card bill or the loan is recorded and shows up as your repayment record. Any rejections of credit are also shown on the report. Companies will keep track of these items and anything that someone else may apply for in your name would also show up. If you get a credit report, from a company that does the recording, you could check to see if all your transactions are in order and no one else has used your name to get something for themselves or stolen your identity. It is good to check every year or so. Companies such as Equifax supply these reports, some companies will give you a report for free. You are entitled to one free report a year from any company, I believe. Thanks for responding and take care.

hi artistry, thanks for the response,and information about credit report now i am aware of what is credit report,but what is about "credibility",i think both are same or different,if you know more about this please explain it to me,have a nice day

...Hi yugasini, You are interested in knowing the difference between credibility and a credit report. In my opinion, one does not have much to do with the other in a direct way. Credibility means that what is being said or done is valid or real, that it has substance. If it relates to a person, then it means that the person is believable and and trustworthy in his or her dealings with others. A credit report is what we wrote about before. I hope I gave you the information you needed. Take care.