paypal (how it works)?

No, you don't *have* to link your bank account to your PayPal account if you don't want. I was a PayPal member for three years before I ever attached one to mine. I think the only reason you'd want to is to be able to transfer money from your PP account to your bank account and vice versa. Also, I think you have to have one attached to send money to people (but I'm not completely sure and could be wrong). I don't think there is any limit to how much you have to keep in your PayPal account.

Hi I'm not sure if it makes any difference, but I live in the UK. I Have been using PayPal You need to put in your bank account details and then PayPal will forward anyfunds you have to it, free of charge. In England this takes 2-3 days but I think its 1 day in the US. You can register debit/credit cards to your PAyPAl account and then when you apend anything through PAyPAl and have no funds in they will take it from your card. There is no limit

ok is a simple secure transfer procedure you can link a credit card or a bank account and that is obligatory to validate the account. what they do with that is that in case you dont have enough money saved in your account they take it directly from your bank account and also validate that you are not making some kind of money laundry business. you transfer your money from your validated account to the paypal account and it becomes effective in 2 business day if you want to keep money there