How do you save money

I always make sure to find cheap yet quality items... i like riding greenhills shopping mall in san juan. why? because they are offering low cost mobile phones, laptops, game consoles, flip flops, shoes, clothes, toys and many more. coupons are not that popular here in the Philippines. however, i am still hoping that shops would offer coupons so consumers would be able to save lots of money. i also make sure to save money for a rainy day... i always keep the loose change..

Honestly, how i wish to save money, but my salary (net income minus my deduction) cant handle my actual needs and my family needs. Now im always looking in the internet how to earn more income while online to address the needs of my family. But im still trying to do my best in my own little way to save money out of my daily expenses. Please let me know if there are sites that i could earn money.

I don't save much money because i don't get that much and when i do something always comes up but investing into solar panels sounds great to me. If you have a house you just put panels on roof and you can heat water, watch tv and so on. Imagine never paying electricity bill again.

Coupons are a good way, but there is a much simplar way to save money, this will seem weird to people who've never done it, but i do this most times I go to the shops now, like big chain stores. 50% of the products price from a big chain store is profit for a company, 50%! Thats a large percentage, so say if you are going to buy clothes go into store with a few hundred pounds to buy EVERYTHING you will need for that year, and when you've got it all and totalled it, go and speak to the manager, and say look I have cash here not a card and try to barter the price down. People are afraid to barter nowadays, but the retailers will do it, and you can save a lot of money by doing this! So just think about it next time you go shopping

I like to save money as well,I search for coupons on the net and also got a membership with entertraiment.com....you can also save when you shop in stores like sams club,cotsco,etc

My main Income source is my salary. Basically i invest my money in short term policy, Mutual fund bank a/c. When go tothe Market I firstly I try Market and after that i buy my goods. I always calculate a budget for per month, how much i save how much i spend.

Oh my you have simply reminded me that i didn't take into account my finances now. Yes I have all my receipts with me but I don't even want to make the monthly report of our expenses because I know that we went overboard this month. We had been eating out quite frequently than usual. Plus the fact that our electricity bill just doubled. . Here in our country we don't have coupons which could give discounts as such. In my case, I just go to wholesale supermarkets. I can save more on my regular shopping there. We don't go out very often with the children to eat out we would usually cook at home and enjoy our food there. I save my coins too for future use.

Every pay day, I usually allot a portion of it to my "never-touch-it" funds. After that, I already planned how much my allowance would be every day for my daily workschedule. Meals are planned and even what I will do for the weekends. I usually have some discount coupons and other freebies which come in handy if I want to buy some comfort food for the weekend. Sometimes, me and my boyfriend are broke (lol) so we usually decided to stay at home and watch movies.

As a young woman,i am obsessed with shopping and that habit exactly wastes me quite plenty of money.So,firstly i will make myself own not so much spare time,cause you know,too much leisure time makes me feel boring and lonely and that's why i choose shopping to kill the time and as the same time,it also kill me money to great extent.Secondly, when i go to supermarket or department store ,i usually make a shopping list at first.That can limit my strong shopping desire obviously.Thirdly,i can choose some ways to invest my remaining money to get more profit and that's also the way to save my money

Well, I would definitely register for mypoints.com if I had any money to spend online! Currently, I am looking for a full-time job, and that has been some kind og challenge for me, as I have n job experience since I've been a housemom since the birth of my first child 14 years ago. But now that my youngest is starting pre-k, I can finally get a full-time job. I've read a book called Frugal Living for Dummies. I am definitely going to start abiding by the rules in this book as soon as I get to working. Right now, we only spend money on monthly bills, and hopefully when I find a job, I can dig my way out of debt and be able to spend money going out places with my kids. A great tip in the book was get 2 envelopes, and put just enough money in the first for all the monthly bills and tape it up. In the second, put any money left over in it, and a percentage for your savings. then, you can really see how much money you have left to spend, and how to send it. What I've been doing though id hiding my money and gathering any kind of money I can find, being a dollar or a penny, because eventually, it adds up. And then, you always have a little spending change=)

I will take my money to bank. I like food,so more and more money will be eat,so if i will save money,i will have lunch and have supper in my family.

First, I'll make a plan of my money, save part of my incoming in the bank, in our country, bank can't easily go bankrupt because the goverment's support. Then buy things only I need, and keep attention on discounts, for example, buy summer clothes in fall...Our family prefer saving to costing.

to spent money ,not provincial!

Well I can say that when I was younger I got money for not doing anything so actually when I got any money i just spend it right away. But now when I actually have work to get something (adult world you could say) I save more than ever in my life. But I still don't know what I'm saving for heh.

many people try to save money but actually they are not able to do so.it is just because they do not have planing or they do not invest their money properly.according to me the mutual funds or an insuarance are the one of the best way of savings. you can also follow three bucket theory(you can find about it on the internet). i am sure that this theory will be helpful to you to some extent. happy mylotting.

I love coupons! It's an easiest way to save money, even by a few penny. However, coupons are scarce in my area, even from online. It's rare opportunity to receive one. So I resort to buying in large quantities, especially during promotion. Items like condensed milk, rice or sugar can be keep for quit a long time. It sound like spending too much money but in the end it will benefit us.

I'm planning to venture into a business soon and at the moment I'm saving my money for this business. Primarily, i no longer buy things that are necessary for me to use or to consume to save money. I don't have any other income except for my salary that is why avoiding things that would make me spend my money is the best way to save for now.

My main Income source is my salary. Basically i invest my money in short term policy, Mutual fund bank a/c. When go tothe Market I firstly I try Market and after that i buy my goods. I always calculate a budget for per month, how much i save how much i spend.

My main Income source is my salary. Basically i invest my money in short term policy, Mutual fund bank a/c. When go tothe Market I firstly I try Market and after that i buy my goods. I always calculate a budget for per month, how much i save how much i spend.