When a friend owe some money, how would you collect it?

Philippines
June 11, 2010 2:18pm CST
A friend of mine owe me Php3,000.00 and a grocery items worth Php 2,000.00 that was 2 years ago, every time we were together she always brag about her high paying job. I cannot tell her straight that I need my money back, I don't know I am kind of shy asking to collect it. She didn't offered to pay in fact she seems to forgot that she owe me. If you are in my shoe, how would you handle this?
1 person likes this
19 responses
• Philippines
12 Jun 10
If i were you, you should tell your friend that you really need the money, don't be shy girl she should pay it to you because she really owe it to you. explain it to her in nice way and straightway because if you don't you cannot get your money back... I hope you''ll do it girl so that you can already colect your money.
@airasheila (5454)
• Philippines
11 Jun 10
A pleasant day to you Denzlangga, With regard to your query, maybe, try to ask your friend in a gentle manner. Wherein, you slowly remind her / him that you will be needing your money because you have to pay some bills in the coming month. Talk to your friend privately wherein only the two of you are present. There are times, when a debt is concern, people dont want to divulge it to anybody not even to their own relative and not even to their closest friends. That, if you will going to talk to your friend in public, wherein other friends might hear it, a feeling of insecurity may arise. Aside from that, a pride in your friend's mind might form And that, he/she will deny that he/she owes you a sum of money. Your situation usually happens. Your feeling is just normal, that you are quite shy in collecting your own money. However, there are times, that you need to face it. That you must ask your friend and talk to him/her privately and explain that you already need that particular amount. I hope you will be able to do it and be able to collect your money.
• India
12 Jun 10
It also happend with with long time back my best took 2000 bucks from me. she promised me to return it with in a month but 3 months later i told her to give my money because i am in need then she told me to collect it with in seven days. During those seven days she planned to move back to home town and she draged till 6 month i was so help less she changed her mobile number. after 6 month she called me up to come to my city to visit and stay for 15 day and also to return my money. then i replied her that now see i dont need this money you can do charity with this, and i guess you understand that. yes it is very difficult to get the money back from your friends. it also may break the friendship also. So be careful while giving to any friend.
• Philippines
12 Jun 10
i agree you have to be careful on giving money to your friends, if one of my friends is in need of money i'm not giving it so easily sometimes i just refuse to help if i know my self that i needed it as well!!! i'm not afraid to refuse cos they understand it if i don't..
11 Jun 10
I would just ask for it back. If you were kind enough to lend it to her when she needed it then she should have paid you vack as soon as she could. Just explain to her that you really need the money now and you would be greatful to her if she would pay it back. You knnow she has a high paid job so she should not have any excuses.
1 person likes this
@rastogisw (445)
• India
11 Jun 10
This is good that when she is in need you gave her money ,but if you dont want to spoil your friendship , its better to ask her frankly and I believe that if she is your good friend she will never mind that because 2 years are already passed ..may be that she forgot this money....or ask her in funny way.
1 person likes this
• Philippines
14 Jun 10
I've been in that situation for a couple of times already, and I still can't find the guts to collect my money. I need money now because I resigned from my work to go to law school, and whenever I think of those receivables, I can't do anything but sigh. Anyway, once I invited a friend who owed me P1,000 to go shopping, and I intentionally did not bring enough money to buy a dress which I truly fancied. Then I asked her if she has P1,000. Luckily, she pulled out money from her wallet. After I paid for the dress, I told her if I could just offset it with the money she owed me. That's how I got paid. It's a little mean, but I think it's just fair. Try it if possible.
• United States
12 Jun 10
When my friends owe me money, I just remind them to pay me back the next time they see me. They never get offended and if they don't have the money at that moment, they would tell me and I would be alright with them paying me back at a later date. If you want to be more polite about then the next time you see her, give her a hint that you want your money back. Say something like you don't want to eat at a fancy restaurant because you are a little short on cash or complain a little about how hard it is to be paying the bills. Good luck.
@_Honey_ (780)
• Philippines
12 Jun 10
Hi Denz. I know what you're talking about. I have lent my relatives quite a big money years back and they kept telling me that they'll pay me back. It has been three years ago. LOL. First, always remember, when you lend someone money, expect the worst that they might not be able to pay it back anymore so you can still think so hard if you're still willing to lend them and expect that it will be more of your charity in the end. However, you can still ask your friend and tell her you need some cash to pay something important. At least you'll be able to remind her that she owes you and you didn't charge an interest. She should be the one to feel ashamed and not you. then if she doesn't pay you and pretended that she heard nothing, then it's a lesson learned. Don't lend her money anymore.
@monkeylong (3139)
• Guangzhou, China
12 Jun 10
As far as I am concerned, I think if I were you, I may just go for my friends to say something about life recent days. Then I will tlak about the money he has owed me, if he has the ability ty to return it to me, I think it is OK. Then I think he will generously give it back to me.
@saphrina (31552)
• South Africa
12 Jun 10
I'm the kind who will leave it, sweetie. If you know i helped you and you do not want to give it back, keep it then. I won't beg or fight for it. But i will surely never help you again. TATA.
@Cutie18f (9551)
• Philippines
12 Jun 10
She had the face to borrow money and things from you so the best way to deal with such a situation is to be honest and frank with her. Tell her honestly that you already need the money she borrowed on this and that day. You have to remind her since she must have already forgotten about it.
• Philippines
12 Jun 10
Say to her frankly, "I've regretted that I found such a disgusting daughter of a pervert friend like you. You can take my money and never return it but you will rot in hell." Whoa I can relate to you and why shouldn't I? She's very frank indeed.
• India
12 Jun 10
i would ask for the money straight..after all he/she owes it.
• Philippines
12 Jun 10
If i were in your shoe i would simply just tell her that i needed the money she owes me.You dont have to be shy in collecting the money she owes you because in the first place its your money.It should be her who should be shy because till now she havent paid you yet.
• United States
12 Jun 10
I would say that since this is from 2 years ago that your friend has forgot that she owes you. You could try explaining to her that money is tight for you and ask her if she remembers when you loaned the money to her and remind her in this way what and why you loaned it to her. A true friend will pay you back. Once you remind her she should remember. You may have to decide to your self if this is worth your 'friendship' as she may cease to be your friend especially if she doesn't remember borrowing it from you.
@ellago (127)
• Philippines
12 Jun 10
I also have the same problem with collecting owe money. But I already tried to collect owe money from a friend because the promised date already lapsed and I really need money that time. If I were you, tried texting her first and remind her that you need the money she owe from you.
@webzap (884)
• Philippines
12 Jun 10
The borrower never forgets what he/she owes you. In your case, she has to create a topic fast so you won't have time to tell her about the money she owes you. So you don't have time to ask her and then you will part ways past. If you feel a little awkward telling her personally that you need the money too, text her.
@Ritchelle (3790)
• Philippines
12 Jun 10
if your friendship is true you can have no care whether your friend would feel offended or not when you remind her of what she owes you. you know that she wouldn't be offended when you remind her of that money. i thought friendships is based on understanding each other and putting confidence in the other that no matter how bad one would feel with what the other one might do to her it is for her own good. p.s. no offense but money lent is money in excess. this is the guideline everyone should abide by. so, if the borrower fails to pay no hard feelings would exist. you cannot lend what you don't have so if you have that amount for your own needs and nothing would be left once you lent that money that money is solely yours. if something would be in excess then be free of all worries to lend.
@dana02 (2)
• Philippines
12 Jun 10
Thus i say "I need the money that you borrowed from me, because i need to buy a new tv or any other need and say you have no money now as you need to buy immediately" That is for me