Would you lend money to your friend?
By Ephraim123
@Ephraim123 (274)
Philippines
July 4, 2010 7:33am CST
Would you still lend money to your friend who took months to pay the money that he/she previously borrowed from you? Let's say the amount of money is equivalent to your 1 month salary.
19 responses
@gitfiddleplayer (10362)
• United States
5 Jul 10
You should never lend money to a friend, just give it to them and never ask for it back. If you have it and they really need it offer it as a gift. When you bring money into a friendship you are buying somebody, nobody wants to be owned, ever. It would be your decision to give them the money, you can say no, you have that right.
@chrisdarryn (71)
•
5 Jul 10
It would all depend on which friend it was, i have some really close friends who are notorious for borrowing money but always have difficulty in paying back, to these friends my answer would be no, unless it was vitally important and they were in extreme desperate need. On the other hand i have some frineds who would pay back the second any money landed in there hands, these poeple i would say yes to without a seconds thought providing i had the money to lend them and was,t leaving myself short. It's good to have friends like this because one day you know that if you are in desperate need of some cash, you have close frineds on stand by to bail you out, or to help you if you need it.
Trust is a big factor!
@edwardjoy2000 (2387)
• United Arab Emirates
4 Jul 10
Not would,....i will but only to my best friend. he lent me money and when i asked him when do i pay, he asid take your time...When i asked him for a bank account he still said take your time. It was equivalent to my 2months salary. I have returned the money after one year. Now if he wants i will definately lend him the money what ever amount it may be. And this will only be to that friend.
@Ephraim123 (274)
• Philippines
26 Aug 10
Yeah, that's debt of gratitude. Wow, your best friend is very understanding.
@joey_matthews (8354)
•
26 Oct 10
I wouldn't.
I don't think it's the right thing to do, as you often find people will fall out with you over this reason. I will only lend money to my family as I know that they will repay me. I don't expect friends to lend me money, so I expect them to understand that I won't be handing any of my cash over. This doesn't mean I wouldn't buy a friend a drink or something, I just wouldn't borrow cash as it's petty how people can change once you do.
@sirrob (4108)
• Philippines
4 Jul 10
That depends on circumstances why that person wasn't able to pay you back on the agreed time. But if that person has money enough to pay you and still s/he just trying to delay it then that's another story. I'm the person who always give a chance, so I think I still can lend that person unless it is an extra money for me. It would be hard to extend a helping hand if you also needs one, right?
@ddaguno (3107)
• Philippines
4 Jul 10
It doesn't matter if it took time for him to pay it as long as he pays that's fine by me I won't hold any grudges.
With regards to lending him that huge amount, it depends. If it is just for his fancy, I probably wont, but if it is out of necessity then I'll help him.
@Ephraim123 (274)
• Philippines
26 Aug 10
Yeah I agree..as long as there's a promise that he/she will pay it, that's fine.
@Ephraim123 (274)
• Philippines
26 Aug 10
You have a point. I think it also depends on our own situation.
@goldeneagle (6745)
• United States
4 Jul 10
I loaned money to a friend trying to help him out once, but he skipped town, so I will never loan money to a friend again.
@6precious102 (4043)
• United States
7 Jul 10
If I had the money, I would give it to my friend; but I would not lend it to him/her. If you give rather than lend, there's no expectation.
@craftyhomebody (443)
• United States
5 Jul 10
no i would not i hate leading people money they
take advance so here is what you tell this friend
and this works. if you would of paid me back the
last time i would have it to lend it to you again
but seen how you didn't i don't have any more for
you.a month salary is alot of saving it very easy to
spend it but very hard to pay it back.
@LadyDD (515)
• Romania
5 Jul 10
No, it's not fair. I would not lend money anymore to my friend if it took so much to pay the money back several times. I would lend the money to help my friend three or four times. If it's a big amount of money and my friend repeats paying back very late it means he/she does not care about my needs also. Maybe I must borrow some money myself for my needs if my friend does not pay back my money in time. My friend will lose my trust in him/her and I will refuse to lend money anymore.
@princesslawyer0515 (270)
• Philippines
7 Jul 10
There are several factors to consider. First, you should sense if your friend really and genuinely needs money. There are people who take delight in borrowing money and not paying their debts afterwards. Next, do you have excess money to lend? Personally, whenever I lend money to someone, I consider the possibility that I won't get paid, so I don't give the money that I need. Lastly, find ways to secure payment. A clear arrangement won't hurt.
@cbrow171 (14)
• United States
5 Jul 10
Well it really depends on the circumstances.I mean I understand a whole pay check but if you continue to give you will be blessed 100fold. I know it's hard to lend money to friends you know may or maynot return tour money, but they may just need it badly than you think.
@butterline33 (184)
• Philippines
5 Jul 10
hi there. for me it wont matter if the amount is bigger aslong as the money my friend will borrow will be put into use. I known others that having a 3% interest if one of their friends will borrow, its so mean... Some of my friends borrowed money from me, i let them borrow without any interest, i will just wait for their payment or until they can produce the amount they borrowed from me
@LeoWyatt (169)
• Bulgaria
4 Jul 10
Well, i gotta think if the friend is good and I know he is going through difficulties maybe i would lend him money but if he is someone who doesn't really need my money or he is not real friend I definitely wouldn't lend him money, but it depends on the situtation.
@I_LUV_U (2519)
• India
4 Jul 10
Yes, I would. Even if they took months to repay the loan, at least the fact they have not shirked it and sincerely returned the amount is reason enough to give them another go, if they really need it. I think without such compromises and deep-rooted trust, friendships cannot prosper - so once you strike serious friendship with someone, it becomes an obligation to often push yourself out of the comfort zone to lend them consistent support in various situations that arise.
@smilepleeeaz (784)
• India
4 Jul 10
Well it depends whether that friend is really in need and whether he is really not able to return that money he previously borrowed from him. If yes, I guess its okay to help him.
@annavi23 (6522)
• Philippines
4 Jul 10
no.i think i would not.i can lend money but as much as i know that friend would pay me as what we have talked about.and i can't let them borrow what i have been salary as 1 month.i can't do that! and besides why would i lend them if i know it will take long time before they pay me.for your info,i have also lend some from my friends which are not paying.it really feels irritating you know.so that's why from my last time i lend them,i promised myself i won't lend them again.
@xcel0684 (76)
• Philippines
4 Jul 10
Yupz...as long as my friend pays it and won't run away from me...
@gujjes (1)
• India
4 Jul 10
I would lend him not only money anything else he needs. he is my friend. not a borrower. he is in need. if i cannot get to his need then why should i call myself his friend. there may be a day when the role is reversed if he asks the same question then where will the friendship be
