How often do you check your credit report?

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I didn't notice this free service until last year. annualcreditreport.com is a free website which will provide you free credit score and the listing of your past record once per year. You can check it up to see whether there is discrepancy, or if you have question in regarding to your credit score, and the record, you can do something about it instantly. I request it once per year to see any thing gone wrong within that year. For instance, if someone stole your ID, and apply for a credit card or loan, you can instantly aware of it. Or some business wrongly placed a bad credit on your record, you can dispute it instantly. So, check it up, and no harm will done.