The "Annoying Frugal" I know.

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Do any of you know any people who you might consider to be frugal to the point of being ANNOYING and MOOCHY? (I don't know if that's the word, but it's the only one I can think of). I have this friend, who I have been talking to a little more these days, who is TOTALLY guilty of being like this. Now I understand that we are all looking for ways to save money and whatnot, but I feel like being a teenager (well - we are both almost 20) who hang out with other friends, it is natural to spend at least a little bit of money. But with this girl, I have a hard time convincing her to do ANYTHING with me that involves any little bit of money; and she certainly never puts gas in my car for when I drive us all over town when we do do things (which may be questionable, but I think it's a bit rude). Anyway, this girl has a job like anyone else, has a bit more than average in savings, untouched (over $3,000) and doesn't pay for any bills such as rent, her cell phone, gas/insurance (she doesn't drive), etc. Yet I can hardly ever convince her to go the movies with me, the casino (OK -that one is understandable), bowling, out to eat - you name it. And I don't even try to set up stuff like this often, maybe once or a twice a month. Another thing that I notice about her is that (NO LIE) EVERY time I have food, or a drink, or whatever else on me - she will ALWAYS ask for at least a sip/bite (and end up eating way more). Not that I have any problem whatsoever with sharing, but she doesn't extend the same courtesy for me. The end result is me not hanging out with her as much. But I feel like there should be a better way to make someone aware of this, because I feel like she just doesn't see how she acts from anyone else's perspective. How can I do this without hurting her feelings? Anyway, have you ever had a friend like this? Explain! And where do you think the line is between savvy and plain MOOCH?