Discussing financial problems with your husband

Philippines
July 26, 2010 12:08am CST
My family is undergoing some financial problems right now. I find it difficult to discuss debts, needs and other financial issues with my husband because between us, I'm the one earning more. He gets sensitive about it as if I'm telling him he contributes little for our expenses. I know he is doing all he can for us which is why I'm careful not to pressure him too much and hurt his ego and self confidence. But what can I do when the problem is right on our face?
10 responses
• Philippines
4 Aug 10
Hi, I too am undergoing such problem now a days, I really love my wife, that's the very reason why I'm far away from her right now, applying abroad and looking for my luck out there hope I could fine and land a job soon. For now I'm working with a local company here but the income wouldn't settle our financial problems, So I have to go abroad and look for ways and means eventhough I really missed my 3 children and most especially my wife...
@Shellyann36 (11385)
• United States
27 Jul 10
I would gather all of the bills together and then create a spread sheet showing the bills as well as the times of the month that they are due. I do this as well as I have a large desk size calendar posted with the type of bill, amount due and due date posted for everyone in the home to see. It might be much easier to show him in this fashion instead of just trying to talk to him about it. I would also take it upon myself (meaning you) to go though the bills and see what can be cut out. Extra's can be put on hold for a while until you get a better grasp on your finances. As far as your husband's ego, I have always been one to be straight forward. I like to speak my mind and I do it all of the time. He needs a dose of reality instead of you trying to heave the load on your shoulders worrying about the difficulties.
@seanbryan (349)
• United Arab Emirates
26 Jul 10
hi there, I am in a totally different situation with you, might as well I want sharing my experience to someone else, it has always been my emotional outlet. I am presently a full time housewife and mom and I never discuss money matters to my husband as he is the one earning. He is in charge of the budget for everything on rare cases I would ask him if I need some personal things to buy for me. Yes,I am thankful as he is a good provider but at times I feel depressed that I am not comfortable asking him for even a single penny. I may sound silly but this how I fell, I used to be earning my own several months before when I decided to stay at home for the sake of my baby. Of course I enjoy every moment with my son as he is our one and only, I can sacrifice everything for him. Good Day!
• United States
27 Jul 10
I would suggest to talk to your husband more about it but from your posted discussion it appears you are speaking alone. Realistically though nothing is going to change by ignoring it. I would definitely speak to him more directive and gentle at the same. After all this affects your entire family and not just you. Good Luck and will pray for you and your family for continual health and prosperity.
• Philippines
27 Jul 10
Proper timing is very important. Is he in a good mood? If he does, try to have a good start and discuss your issues and concern regarding that matter.
@mabey1 (334)
• Romania
26 Jul 10
when i read your post i have a deja vu feeling. me and my housband had thesame problem at the early stage of our marriag. now after 3 years, i can say that we maniaged to resolve this probleme. i mean the situaion is the same, we have some money problems, but it doesn't affects our relationship. i suggest you to be suportive, and talk openly about your problems an open dicution always helps.
@zandi458 (28102)
• Malaysia
26 Jul 10
They say that when debts comes in the door,love flies out the window. This seems to be true in most marriages. I have been there too in my life and the only option for for you is not to focus on financial problems too much. It might not be easy as finance is one important factor in the life of two people plus any extended family. Financial crisis can break or make a relationship. Pray and something good will surely come out from it.
@advokatku (4033)
• Indonesia
26 Jul 10
your problems same like as I faced. I'm also find it difficult to express the needs of my family to my wife because my wife also includes an easy-sensitive personal when talking about money. The most I can do is talk about it openly, not matter she would accept it or not.
• Singapore
26 Jul 10
I would like to share my experience I have with my husband. We agreed on having a joint account while retaining our own personal accounts. We agreed on a certain amount to be deposited into that joint account for the payment of shared expenses. We can do what we want with the money in our personal accounts without having to ask the other for permission, though sometimes we will mention it just for sharing and updating. I think the key is to be open with each other. If you are harbouring some unhappiness and not doing anything about it, it could snowballed into something serious. Try having an open talk with your husband but take care you do not hurt his pride. Even though he may contribute less in terms of money, surely his love and concern for you more than makes up for it?
• Philippines
26 Jul 10
we got the same problem... but what I do is try to find extra earnings to aid us in our current financial situation. I let my husband participate in selling until he can handle it himself. Its like teaching him other fields in a way that he can also help financially. something like his ego will not be hurt.