How does money affects marriage?

Philippines
July 26, 2010 9:59pm CST
When we are just boyfriends we are not talking about money so mush even on our few years of marriage. But now, that our children is growing and we have decide to live on our own like moving in a new house, i can see changes. That we always have a misunderstanding on why i need to borrow money from someone just to pay for bills and everything. I'm trying to make him understand that I need to because the money he sent me was not enough. The last time he had his vacation we quarreled a lot because he always nagged me about the things i made to improve the house that he suggest i didn't do instead save for the rainy day. And now, everything I spend i always tell him and I always write notes and calculation so he knows where I allotted the money that he sent me.
1 person likes this
6 responses
@besthope44 (12123)
• India
11 Aug 10
Money affects marriage in form of dowry
@pogi253 (1595)
• Philippines
1 Aug 10
Money issues is the leading cause of divorce. Money problems are symptoms of deeper problems. Couples with lots of money are very happy couples.
@salonga (27775)
• Philippines
27 Jul 10
So sorry to hear that. But you know I've been married for 25 years but money has never been an issue between me and my husband. We are not rich but we believe that money though important should not be an issue between the two of us. We are both working and we believe that my money and his are one and there is no reason for us to quarrel over it.
@p3ks626 (6538)
• Philippines
28 Jul 10
I think money affects marriage a lot. There are a lot of couples who are arguing a lot because of money matters. That's why a couple needs to be ready with everything, especially financially.
• Philippines
27 Jul 10
They say money can make or break a marriage. My husband and I are almost on our third year and even before we got married I was hoping to avoid having quarrels due to money issues. We are both working but I was earning more so there is that "ego" issue on his side that I have to be cautious of. But it's difficult to budget expenses if our resources are limited. So I always ask his permission every time we need to borrow or loan money. It's difficult because I don't want to put so much pressure on him that might make him pity himself and lose his confidence.
@vikkitita (194)
• Philippines
27 Jul 10
Hi czanwell. As I understand it, your husband is working in another country far from you and your family. I have been married for 22 years and never at any instance was money an issue for a fight. I'm not saying that we are financially blessed that's why money was not an issue. We too had our share of financial difficulties and misfortunes especially during the early years of our marriage. I just make it a point not to fight over money. I am also a housewife, and me and my family is solely dependent on what my husband provides. I can understand how hard he works for us to give us everything we need. And he gives me everything he earns and leaves the budgeting to me. And he expects me to budget the money wisely. I know how you feel that sometimes the money our husbands gives us are really not enough. Although I'm sure that there may also be times that what he gives is more than what we need for the month. So that's probably what he meant by saving for the rainy day. He just probably want you to understand that it's just not that easy to earn money. And all he wanted for you is to cooperate by just merely spending the money wisely... nothing more. This is what I do, and I hope this can also be of help to you. I compute all the basic bills first. Those fix bills we pay regularly like the electric, water, house rent/amortization, kids bus service, telephone, etc. Then with what remaining money I have, I set aside 10% (or can be more) for savings, for emergency purposes. And with what is left, I budget it for the other household basic expenditures. I live with what I have. I try to control myself if there is something I wanted to spend on that are not really necessary yet at the moment. Those thing I can live without at the moment. Delayed gratification. For major expenditures like house renovation or furnishings, I consult with my husband because he is the income earner. Your husband will be happy if he finds you cooperating in the financial aspect of your relationship. He brings the money... you budget wisely. Don't nag him about his incapability of earning enough. It will make him feel irresponsible. He won't accept that. That's why his tendency is to point the blame on you. And that's were you fight. It's not healthy. It's nice that you note down all your expenses. I do that too. But it should not be for the purpose of proving his accusations on your over spending wrong. Just do that for your own records. Just for you to know where your money is being spent on. And if you will review that later on, you'll find where you overspent on.