Scared stiff to drive

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It is not a joke to drive someone else's car! There are a lot of "what if's" coming to mind. What if I hit another car and hurt the driver? What if I get hit and get hurt? What if I get a ticket for a traffic violation? What if I step on the accelerator instead of stepping on the brakes? What if I forget to lock the car and lose the keys? Maybe I should not start the ignition and simply take the public transportation to drive my fears away.