Home Financial Crisis..

Panic panic panic - AAAAAAAAAAAAhhhhhhhhhhhhhhhhhhh
Philippines
August 31, 2010 2:22am CST
Hello Lotters. I know that we are all experiencing this. no one is exempted unless there's a rich guy in mylot that is here just for only fun and not money. one of the reasons why we have a financial crisis is that we tend to pay more bills. maybe spend money on useless things rather than save it. they said saving is the key to prevent this crisis. Well, let me share something with you. WE ARE ALMOST OUT OF MONEY!! I'm sure i had bought the last stock of dog and cat food for my pets. but after that, there's NO more. we can't even pay the latest cable bills that any time next month, they're going to disconnect it. Just ranting..this is supposed to be in the ranting section. but i just got tired with so many rantings there. Hows you're financial crisis going? still up? Have a nice day
11 people like this
12 responses
@p3ks626 (6538)
• Philippines
1 Sep 10
its hard to say something about financial crisis. I think its very important that all family members know about the family's financial situation so that no one would be demanding for something. Every one should be aware of the budget so that every one can help.
1 person likes this
• Philippines
1 Sep 10
Hello p3ks626, the only people that it's in this house are Me and my mom. trouble is that i spend more than four hours of internet and sometimes i do it while mom is watching tv.not to mentioned that our water and electric meter are both malfunctioned.thanks.
3 people like this
@rsa101 (37952)
• Philippines
1 Sep 10
So sorry to hear that. I guess one thing to do right now is find additional sources of funds in here. One thing for sure can help you with that is finding a good paying and stable job which I know is hard to find but that is the only thing that can make your life a bit lighter. I also think if you cannot find one then find a good business proposal that could help you jumpstart something with less capital involve in here but that means that you have to spare some money in it. The last option is ask for someone or somebody to lend you money to cope up with the finances that you have right now. I think of all the option the first one is the best since they would literally help you with less financial outlay amongst all of them. And the last option is the worst of all options since it will further put you down financially in the near future if you can not repay them back the money you owe them.
1 person likes this
• Philippines
1 Sep 10
Hello there last time i tried having people joined me here but i got blocked in DB. i hope you sustain paying your bills. have a great day.. well, i too had my share of disappearing from this site. like four months i think. expenses are rising to the core, i can't believe salaries aren't that enough either.thank you for sharing, at least am glad that am not alone.
4 people like this
@se7enthbird (8307)
• Philippines
1 Sep 10
we also struggle financially. i only have one child only but my mother is hal body paralyze and me and my siblings shares with the expences. plus the mother of my wife too we give her a small amount that she can use to buy her medications. it is hard to budget but there is nothing we can do but make sure that we pay the bills first. that is one of the reason also why we can not afford to have a pet right now. i want to buy a dog and a fish but not at this moment. i sometimes have problems paying for the cable but i always pay for it every two months. we all need to be systematic to survive.
• Philippines
1 Sep 10
Hello Seven, Well, If my mom wasn't paying for my brothers CItibank card,her credit card and some ten dollar assistance to them, then probably we might be surviving for a month for at least fifty dollars. but we are left with almost nothing because of these bills.
@angelajoy (1825)
• Philippines
1 Sep 10
Hi there! I'm still doing good because I can still pay all of my bills, but I've been through the same situation as you are in now, so I know how it feels. Just hang in there! You'll get through it. Just work hard. Maybe this new opportunity to earn online from mylot will help you.
1 person likes this
• Philippines
1 Sep 10
Hello Angelajoy, That's good to know.i have absolutely no idea about this gopher thing. task didn't do well for me but i am hoping for the best. not sure if it's just enough. I am so suck with referrals, if only people can join in. last time i tried having people joined me here but i got blocked in DB. i hope you sustain paying your bills. have a great day.
5 people like this
@Ankora (35)
31 Aug 10
Hi, I remembered the ideas written on the book of rich daddy, he said we can build a system to improve our cash flow - to be your boss as yourself. In addition, know more about the finance knowledge and try to run your cash flow well. Invest plan can help anyone to prevent from great depression. I am wondering read some books about investment and finance, at some how, will help us.
• Philippines
1 Sep 10
Hello Ankora, I don't think that's gonna helped me.but i have read some of the points on that book. which frankly, i must say, completely useless in my situation. reading books won't good if you don't have the will to save money.
3 people like this
@Ankora (35)
1 Sep 10
Yes, totally agree. 10~20% of earning should be saved every month. After that, we need to learn how to let the saving help you to earn more. That's why we need to learn some knowledge of investment. I am processing on this step now. It is hard to start, yet it must to be done~
• Philippines
1 Sep 10
We have the same situation. We are afraid if we would still be able to survive this crisis next month. we are trying our best to earn and look for ways to have more income. We also need help on how to earn and be thrifty enough to regain our lifestyle. Can somebody help us?
1 person likes this
• Philippines
1 Sep 10
I can help you now. stay in mylot and make quality post.
2 people like this
@urbandekay (18278)
31 Aug 10
Just here for fun all the best urban
• Philippines
1 Sep 10
I see. have a great day and all the best too.
2 people like this
@carmelanirel (20942)
• United States
31 Aug 10
We are always in a financial crisis, so we learned to just live each day the best we can and pray that G♥d takes care of us like He takes care of the sparrow..:) So remember, He also cares for our pets..:)
• Philippines
1 Sep 10
Hello Carmelanirel, I agree with you. I've always been depress when ever there is nothing more i can feed for my pets and for myself. makes me a complete poor for the entire day. by the way, how did you create that heart. godbless to you as well. have a great day.
5 people like this
@neildc (17239)
• Lapu-Lapu City, Philippines
31 Aug 10
i may have a regular offline job unlike the others here that they make money online for a living and/or for fun. but i come online to find more extra money to at least have something to add up to our budget. you know what i am facing right now buddy.
• Philippines
1 Sep 10
Hello Neildc, I wish you would believe me, but if there's no mylot, am completely broke here. also i need to work offline too. the only good is this pay out is for my daily, pet and skype needs. the rest, it's just not enough. but am happy that at least i am earning at mylot. i wish i could have other sites to get busy with. am glad things are gonna get well with your son. spending a lot of money on his medication is a killer, i hope you find a donor for his operation soon.
5 people like this
@paula27661 (15811)
• Australia
1 Sep 10
I can relate LetranKnight. I have a weekly grocery list and everything is added up so that I don’t go over the budget. We have no spare cash at the end of each pay period once all the bills are paid and depend on my husband getting paid bonuses which is not something we can always rely on. When our cat got sick last year we had to borrow the money to pay for the vet bills. I am tired of counting every penny but, having said that I am also thankful for what we do have. At the moment I am attempting to look into starting a small business so I can help my family financially.
• Philippines
1 Sep 10
Hello Paula, Starting a business is a great idea. but you also need to cope with the expenses. if you're going to have profits,make sure that you don't let expense over lap your income. i don't know about in the Australia but here, it's just too hard to start a business.
2 people like this
@Shellyann36 (11385)
• United States
1 Sep 10
Yes Knight right now we are in a bit of a crisis. Our roommate decided that she did not have her half of the utility bills and rent on time. I had already written a check for the realty company. My roommate swore she would have the money the Friday before the rent was due the following Monday. Guess what.........she did not have that money so accordingly my check bounced and you know how that goes. So the rent check bounced and I owed my bank the late fee plus the late fee at the realty office. Plus of course her half of the rent as well. The electric bill is pushed back to the 13th of this month (September) but if I do not pay it on the 13th it will be shut off. I know exactly how you feel!
• Philippines
1 Sep 10
Hello Shellyann36, reminds me not to have a roomate in case i try to buy an apartment.well, i am at my home, but only trouble is bills to pay. It's hard when some one thinks of a promise and doesn't do it. so hard but so true. it's hard to lose electricity. when it comes to bill priorities, we focused on power and water.
2 people like this
• Malaysia
31 Aug 10
Yes, at one time or other, we feel that we have busted the budget. So, I will use the plastic card for that month. Or run to my checkbook to clear outstanding bills. sometimes we overdo our expenditure as some just come up unexpectedly. so we have to preserve our capital and be frugal from month to month until our budget balances again.
• Philippines
1 Sep 10
Hello Gracefuldove, I can't even use a bit to play the lotter that i used to. some times when i think about saving, situation comes in that i had to spend more. thus, i end up being broke again. it's so hard to have money now a days, i can't believe that i couldn't even buy a chicken for a dinner.
3 people like this