Judicial states halt the foreclosed houses due to subprime package

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In Judicial states, the banks or lenders have to go through the legal process from their local government, usually the state government to file for foreclosed on certain houses when they regard the home owners default on the loan. While in Non - judicial states, the banks or lenders won't need to go through these process, and they have the right to foreclosed the houses when the home owners default on the loan. Now, the problem with judicial states is that those sub - prime loan were sold to many different investors before the recession. Now, who is the rightful owner of the loan can't be determine. So, they have to halt the foreclosed process on those judicial states.