Life insurance...do you believ in that..

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Anyone here invested in life insurance.....? what do you say of investing in " Life Insurance "......... I don't have a life insurance and i don't believe in holding a long term life insurance like say, 20 years or 25 years or still more...even though, if it is a short term policy of, say around 6-7 years, it is fine with me but definitely not a long term .....what amount they promise to give you after 20 years or 25 years might look big now...but after so many years it wil be small...i mean, that big amount won't have that much value as it looks now...moreover i can define life insurance as "Living poor dyeing Rich"....ha....ha....we are alway's in sort of difficulty when the instalment time comes to pay the premium and over that when the real big money comes, we might be old...what do you say of this...people here might comment saying that by doing a 25 years policy, our life is secured....but i would ask them, is it really secured after that many years....!