Buying a laptop in installment basis and paying using a credit card...

@jordq7 (576)
Philippines
December 11, 2010 8:33am CST
Hi mylotters!I need a help about this thing regarding a credit card. It is said on one site that I visit that I can pay for a laptop in installment basis using a credit card. What I don't know is if I have to have my own credit card or they will be the one to process a credit card for me??Please help me coz I'm really new to this things...
5 responses
@owlwings (43915)
• Cambridge, England
11 Dec 10
They should accept any credit card as long as it is properly validated and the owner is aware that there will be regular charges to it for the instalments. In other words, you should be able to use a friend's or family member's credit card (though they may have to be there to present it, especially if the shop requires a signature or other personal details). Of course, you should also agree with them how you will repay them and be careful to honour your agreement!
@jordq7 (576)
• Philippines
11 Dec 10
Hi there owlwings!Thanks for the information. I really want to try to buy a laptop using a credit card but the problem is I don't have a credit card and I don't plan on applying for one.Maybe I'll just save for that laptop..Thank's again for the information it's really a great help!!
@asliah (11137)
• Philippines
11 Dec 10
Hi jordq7, base on my experienced, you should have first your own credit card, so you have to apply for a credit card.
@jordq7 (576)
• Philippines
11 Dec 10
hi there asliah and thanks for replying!!I see so its like that.Thats very sad coz I dont have any credit card.I guess I'll just wait for a while until I have the money to buy that laptop...
@nicregi (1934)
• Malaysia
11 Dec 10
You would need a credit card to get it through. I don't know if the company will apply for you but not in my country. You got to have a vlid card to apply for it. ope this helps a little!
@asliah (11137)
• Philippines
11 Dec 10
hi jordq7, base on my experienced, you should have first your own credit card, if there's a nearest bank in your place, just inquire on how to open an credit account.
@zeraeign (163)
• Philippines
13 Dec 10
If you are going to pay through credit card, it doesn't need to be your credit card. You can use your parent's or other people. That is why there are people who steals credit card or credit card number.