Are you a big spender or not?

@insulin (2480)
Philippines
January 27, 2011 2:04pm CST
I can say I am a big spender person as I don't budget my money.I am not the budget type of person.I do want to budget but it just that when the money is in my hand,I do think a lot of things to buy but normally I do buy the food I like and that's where I spend so much money.Not really into clothes,brand,shoes but more on technical stuff and food as well short travels inside the city.How about you?Are you also spending so much money?Or you budget them?
2 people like this
33 responses
@Hatley (164092)
• Garden Grove, California
27 Jan 11
hi insulin I am sort of in between as I do sort of budget my money but again if I have the funds I will at times spend more than I intended to. but as I have very limited funds I am usually very careful as I have to use so much each month for paying the phone bill and the internet bill. but once those are paid I can play a little with whatever money have left.
1 person likes this
@insulin (2480)
• Philippines
27 Jan 11
Hi Hatley,I hope your doing ok.I can also say that I am in the middle since I do also pay the phone bills and the internet bills as well as the light bill and It's always necessary to save money for those things.Then If I have extra,I do spend it buying my favorite food.
• Mexico
27 Jan 11
Hi insulin: I think I am not a big spender. In fact when I have the money on my pocket, the first thing that I usually do is to plan what I need to do. I take a part for the things that I really need, for example food. Second, I save some money and then I think about the things that I'd like to buy for me. ALVARO
1 person likes this
@yoniarnon (1081)
• Israel
27 Jan 11
Although i am a student i don't spend much, may be cause i still live at my parents house :) any way i don't like to spend more than i earn.. i feel i can't live this way, cause i know a bit Mathematics and i know that one day i will not have any money if i will spent more than i earn..
1 person likes this
• Ecuador
27 Jan 11
I prefer saving money to buy the things I really want. I try not to spend money in things that I could simply ignore. Like you, I'm not the budget type of person, but I'm not the spender type either. I am in a midpoint: I do not spend much or save much.
1 person likes this
@mermaidivy (15402)
• United States
6 Apr 11
I think I used to be a big spender, I spent everytime when I got mypay check, I spent on clothes, shoes, handbags, whatever I wanted to buy. But not so much anymore, I do still like to spend butnot so loose like I used to. Because I have a baby now, I need to keep an eye on what I spend on,it is wiser to save up the money for him or for the household if we are not affordable for the luxury stuff for now.
@sweet_pea (3323)
• Philippines
30 Mar 11
I do maintain a budget, but somehow I find myself spending way above the budget! I think most of our expenses come from our investments like insurances and housing loans. They eat a chunk of our income. Not much on clothes and shoes. But like you, I don't save on food. For me it is better to spend on food rather than spend on medicines later.
@macayadann (1235)
• Philippines
15 Mar 11
I budget my money, WITH MATCHING PLANNER. I monitor my day to day spending and I get hysterical when my money has gone out all in my pocket because I do not know where to run to ask for money and meet both ends to satisfy our needs.
@Cherish14 (2693)
• Philippines
13 Mar 11
hi there. maybe yes i am a big spender. but my way of saving is trying to not to go out that much because then i won't be able to see something to buy. but sometimes i buy some clothes only when i need to.
@asliah (11140)
• Philippines
8 Feb 11
hi, im not a big spender because i really value my money and i budget it for good, because money really hard to get and very easy to spend, and aside from this one of my behavior is being a frugal. and i sm so thankful for that, because i can save my money and can be used in the future.
@DoctorDidi (7024)
• India
3 Feb 11
I spend only when I think it is necessary to spend.
@fannitia (2167)
• Bulgaria
28 Jan 11
Hi, Insulin! I would say that I'm not a budget type of person but I have to obey the the reality. I live with my daughter and I'm responsible to provide the resources for living so I try to manage my earnings. In the current situation saving is out of question and I try to spend the minimum. But I can't be too strict and sometimes I buy more expensive things.
@cher913 (25844)
• Canada
28 Jan 11
due to money issues, i have become very tight with my money. i hate parting with it if i dont have to! i guess you could say i have become quite frugal!
@34momma (13891)
• United States
28 Jan 11
i am not a big spender. I love to watch my savings account grow so i try to shovel as much money as i can into my savings account. I try to keep my spending down to needs rather then wants. once a year i like to treat myself to a big purchase. that's usually this time of year because it's tax time.. Other then that I know eat breakfast at home and bring my lunch to work every day. instead of buying new shoes i get my old ones fixed. I save a lot of money just doing this little things
@nyka08 (403)
• Philippines
28 Jan 11
i admit that i am a big spender, if i have the money to spend. when i find something that i really really like and want to buy it, i try to keep myself from spending and have all my extra money put away until the time comes that i have already saved enough money to buy what i wanted. but i try to splurge on stuff that i really need and what is important. i try to spend more on food. and on clothes, shoes and gadgets, i make sure that i buy the ones with good quality, i don't really think much on how it costs as long as its worth what i'm paying for.
• Philippines
28 Jan 11
I am a kind of person who is thrifty. I just bu things I know I need. I like saving money for future use. Even though my income is great, I still want to save. I feel like running out of money when I am buying too much times that i do not need really. But I am not greedy to people who are in need. Of course I let my family and friends lend money from me. But I am just letting someone to owe a money from me if I know if the person is trustworthy and not a promise breaker.
@acey76 (1276)
• Philippines
28 Jan 11
Yeah we are exactly the same i spend my money without having a budget and in the end result money is just passing inside my pocket and out and i can't control it.
• United States
28 Jan 11
I am definitely not a big spender. I'm actually very frugal. If I can save a penny, I'll do it. I haven't bought a big ticket purchase in ages, and will use what I have as long as it runs. Right now, my priority is paying off my student loans, so I'm doing what I can for that!
@careguarden (5673)
• Philippines
28 Jan 11
Hello insulin..Well, if I have small amount of money, I will budget it because I know that its hard to find money. But sometimes, if I have lots of money I just like a one day millionaire, buy some clothes, etc. anything I like even those things that it is not important..
@hlgmdt (301)
• Philippines
28 Jan 11
I am not a big spender. I really budget my money. Upon receiving my salary, I do my budget allocation - how much goes for the bills, food, etc. I put them in separate envelopes. I'm not also into clothes, shoes and the other girl stuffs. I just try to buy what I need, but of course, there are times where I could be impulsive in buying especially when I really like something although that rarely happens. Self-control is a difficult thing but it could be learned. When I go out and don't have plans of buying anything, I don't bring a lot of cash and I don't take with my the credit card.
@SIMPLYD (90969)
• Philippines
28 Jan 11
I was a big spender before. I never budget my money but would just buy until it's gone and wait for the next payday again. But i have learned my lesson, after bills piled up. Luckily, my husband helped me and so with my father. I thank them for forgiving me. So now, i do budget my money well. I don't spend unnecessarily anymore. Foods that i crave, i just buy them on paydays only, just as a treat to myself. Then, i stick to my budget.