Your parent would help you to buy a house?

China
February 22, 2011 6:45am CST
Hi,my friends! I will graduate from university soon.And find a job and a boyfriend.(jusy thinking)And then get married.We may buy a house ouside,even live far away from home.If we lack of money to buy a house,should I ask them for help? Will u live with your parent together after u get married?If u don't have enough money,what will u do to solve problem? Tell us your opinion?Or share your story with us... Thanks a lot!!!
2 people like this
18 responses
@rameshchow (4426)
• India
22 Feb 11
Actually still we are living in my old home which is so big and so historical. In india many of the homes are like that only. Coming to new house construction, yes, we are ready to do it, but it will be starts upto my marriage. Now i and my parents are fully concentrated on my studies and career development only. They have been spending lot of money for my engineering studies. Thanks for sharing. Have a nice day, God bless you and your family.
1 person likes this
• India
23 Feb 11
so you will help your parents and wont live then alone in their old age after all they have helped you lot and helping also to complete your studies they have fulfiled all what ever you need !!! thanks you will never leave them alone!!!
• India
23 Feb 11
I a have to do help for the poor people. And i want to develop my locality, my village. This is my aim. For this only i desire to study well.
1 person likes this
• China
23 Feb 11
Hi, my friend, It sounds that your studies and career are all of yours.And do u think about your future carefully? Will u live with your parents?Coz they gave u everything or spent a lot of money for your engineering studies. Tell us your thought and share with us please?
1 person likes this
@ptower76 (1616)
• United States
22 Feb 11
I don't know if it is a good idea to live with parents after one marries. One can wait until one is stable before getting married don't you think? But if parents are able to help and want to help, I don't see anything wrong with them helping. When I was growing up, my parents were in no condition financially to help but i know they would have if they could have.
@ptower76 (1616)
• United States
22 Feb 11
You know much of our success in life is not in what we gain but in the journey we have through life alongside those we love most. Many young couples begin their marriages with nothing and work hard to make a future for themselves and their children. If the girls don't want to wait, they will have to pay the price for it in their hard work. I personally do not see a young woman waiting until she is stable as a waste of time. She is gaining experience in life and learning those things that will help her to make her life better. It was normal for girls to marry at 15 or 16 when my mother was young. When I grew up 18 - 21. Today, woman are waiting longer because they are beginning to establish their identity as individuals first, and wives and mothers after. What do you think?
• China
22 Feb 11
Hi,I like your opinion.Sometimes one can wait the other.But many girl don't want to waste their time and youth.They're afraid that the guys couldn't give them something they want forever.They want to be stable...And at the same time,their parents have no money too...How could they do?Do u have a better idea?
• Philippines
22 Feb 11
That's what I'm trying to say...
@lilaclady (28207)
• Australia
22 Feb 11
My parents made me save a little from my pay every week, and it was my mother who encouraged me to put a deposite of a flat when I was going to rent a place, I would never have had the courage so I now own my own little house because my parents didn't believe in renting...and it is a good thing as now I have been made redundant it is easier for me because I don't have to pay rent...
• China
22 Feb 11
It's a good news for u,u needn't worry about your house now.I envy u!:D
@Marmot (590)
• United States
23 Feb 11
You are lucky though. In China, it is never possible that you can buy a hose by saving small amout of money daily. The price was so high that most working people have to spend all their life to get enough money to buy a small house. That's very upset.
• China
23 Feb 11
Yes,It's very lucky to get a house for her by saving small amout of money daily.Many people work hard in their all life but still don't have enough money to buy a house.They just only can buy a apartment.It's really upset for Chinese...
@thanks1961 (7035)
• India
23 Feb 11
Hi dears, In fact I was living the life just like that. Was not from a so well to do family and after my graduation, I was teaching in a school and college for 2 years and when I found there are a lots of internal politics, I left my dream profession and move from my village to the city and where I got a job as technical assistant [in computer awareness] in a women’s university. It was really a nice time, you know – a women’s university with 1000s of girls around. 6 wonderful years I spend there and when I got much difference in salary, I move out from there. Then totally changed my career line and moved to a multinational (worldwide) consulting company. I found good and still pursuing here. But I totally messed up with my financial side. That is why, when people like you all are come with life plans and dram of good life, I always enthusiastically come to your subject to give your insights. I totally failed with my plans as I did a lots of help to others. I took bank loans more than what I can bear and helped some of my friends. They ditched and cheated heavily and run away. So that what I earn is not enough and I have to manage other source to sustain my personal life now. I don’t want to make you people badly saying my levels and it is not the time for it. As you asked, I just I said upto this much. I think I can plan things properly in the coming years and be stable by learning my past experience. Even though I am getting a nice salary, I have to face so much of problems. So, I request you to handle money so carefully and don’t waste it. Whatever you earn is your hard earned money and whenever you spend it, do it wisely and only purchase/shopping, think twice whether it is needed or not. Because we will get whatever we want from the market. So, buy only most needed ones and useful things only. We always keep money reserve in our hands for emergency and urgent needs. I think it is too much to tell a at once and as long as you are here, we can communicate more in detail in the coming discussions. As you said, here is my real photo, I used to replace my avatar for a change and depend on my mood I will post different ones. This is my real photo in avatar. Thank-s
• India
23 Feb 11
Hi dear, As you said, it is life and we need to face a lot of ups and downs in life and some will be good and memorable and of course, many may not be that good as well. We can consider the brighter side and all the falls downs can be considered for the improvement stages. I learned many things from my life and think many more to improve as well. However, there is time, and we can improve still better from the experience. All we can forget and strive for a better tomorrow and this will give us more hope and expectations. I hope that your studies won't affect the time you spend with myLot. In the case of language, one single thing also like to notify. After you put a full stop, give a space character. If you check this writing, you can see that after every .(full stop) there is a space separator. Otherwise all are fine. Have a nice day.
• China
23 Feb 11
Were u sure u said right?When u said:"I hope that your studies won't affect the time you spend with mylot"...This is what u really wanted to say?Or u want to say:"I hope that your studies won't be affected by the time you spend with mylot" About the case of language.Did I write right?After I put a full stop character,there is a space separator?How can I understand the "full stop and separator" Thanks a lot!!!
• China
23 Feb 11
Hi,my friend, I read your reply,just like I read your whole life... Wow,women's university?You must have many exciteing stories to tell me.lol``` I'm sorry about your failed plans.But u r all right now,don't be sad,remenber,u r living now not before...(Smile)Be careful next time! Thanks your advice about money,I would be more careful in my rest life. I know money is important and it's hard to get them,so I would use them in a right way and I wouldn't waste them. Wecome to my mylot,I like talking with u.And share something with me.Hope we can have the other wonderful discussions. That's my real photo,and that's your real photo in avatar?Cool,Did u dress up?
@katie0 (5203)
• Japan
22 Feb 11
I dont think so, I worked for them and they never saved my money for me and I got out with nothing, no college, no nothing. Now they can't help also because they don't have the money but even if they did I doubt they would help now
• India
23 Feb 11
i agree with fjcolazy because from your chillhood they took care of you and they love you they fulfiled your requirements so now its your duty to support then and fulfil their requirements and dont avoid parents love them because they are old and they need help in this age ans never ever say that they are say that they dont have my money and they are not helping me you have to find some another option some another way!! but love your parents as much as you can
• China
23 Feb 11
They were sometimes wordy when I was young.I know they just want to tell me how to do things on the right way.And they're afraid that I would do something wrong.The more they r wordy,the more they love us. I think we all should take care of our parents when they get older.
1 person likes this
• China
23 Feb 11
Your parent love u,u know.They didn't save your money coz they can't.I think they would help u when u get married or meet any other problems.
1 person likes this
@cyan9306 (65)
• China
23 Feb 11
hi fjclolazy! i have graduate from university for three years and now i am working far away from my parents.i have a boy friend and we may get married this year.we bought a small department last year with his parents'help. in these days,it's nearly impossible for young people to get a house just by their own earnings in one or two years.if your parents were wealthy enough that it's not hard for them to help ,you could ask them for help.otherwise,it's better to wait until you two have the ability to buy yourselves a house. for the question whether live with parents together,i think ,i prefer not to.but ,i don't want to leave far away,either.for time goes by ,parents grow older and older,i want to take good care of them,spend more time with them.
• China
23 Feb 11
No,they can't.i have a younger brother home.i gave my all earnings the first year to my parents to help them to buy a house in my hometown instead. and now i am living with my boyfriend in a small department which is only 47sq.m .we bought it together,to bank loans,of course.it's small,but i think it good enough for us for now. don't worry.try,and i think finally it will work out for you!maybe it is a good choice to ask some help from your parents if they have the ability now.
• China
23 Feb 11
and by the way,which city are you going to buy a house in?because it's really so expensive in BEIJING&SHANGHAI&HANGZHOU^_^
• China
23 Feb 11
Hi,cyan9306! I have the same opinion with u.I don't want to live with my parent.But I want to live not far away from them.So I can take care of them.If we have kids in the future,my parent would not be lonelyness. I have a sister and two brothers,I'm afraid that my parent can't pay my house later...So I must try our best to buy house.How about u?Your parent can buy a house for you?
• India
23 Feb 11
i would like to stay with parents because we have to look after them in their oldage we cant leave them alone they loved us so much from our childhood and they gave us whatever we wanted they fulfilled our requirements so i would like to say to stay with your parents and i for any reason you go away to stay and buy a new house then you should buy of your own dont ask parents for money because their money they will be needing in their oldage so dont ask them for money for buying house you do it on your own!!
• India
23 Feb 11
sure you can ask for help but do return them their money back in installments i mean take a loan amount from them if you dont have it now but you should return they as i told they will need more and much money in their old age!
• China
24 Feb 11
Yes,I would return to them if I have money.But I try to do~~~lol~~~
1 person likes this
• China
23 Feb 11
Should I ask them for money if they have enough money?If they have extra money to give us for buying house.Should we ask them for help?
1 person likes this
@zandi458 (28102)
• Malaysia
23 Feb 11
I did not entirely depend on my parents to help me to buy a house but it has become a tradition in our culture that we inherit properties from our parents. My mother gave me landed properties where I build my house even before I got married. Luckily I was born into a well to do grandparents where we did not have to worry about buying houses. Mom in her capacity as the only child is the beneficiaries of all her parents properties and in turn she gave to us what she inherited. She is now in her 70s and last year she gave each one of us two units of town houses which I think will be her final gift to all her 10 children. In turn I gave the houses to my two sons so they don't have to worry about buying a house.
@zandi458 (28102)
• Malaysia
23 Feb 11
In my family all properties are divided equally regardless of gender. Yes, in some other families only the boys inherit the parents properties. I am from Malaysia.
• China
23 Feb 11
I knew the tradition u said.The properties just sons can get,right?And how about girls in your town?They can get something? By the way,Where r u from?
• China
23 Feb 11
Ok,Nice to meet u...I'm Chinese
@ebuscat (5935)
• Philippines
23 Feb 11
For me yes so that you feel good and your parents too because they know you are good child.
• China
23 Feb 11
Thanks your understanding!I hope they would know what I think. Of couse,I'm a good chilD,at least,I'm not bad!LOLLL^_^
@thanks1961 (7035)
• India
22 Feb 11
Hi dear, Every country and place there are cultural difference. In our place, once the girl got married, she will be living with the husbands place. Mostly for 1 or 2 year or till they settle down, they will be living the family alongwith other family members and parents. The trend is now changing but still the situation is more or less the same. Also, in our country there are a lot of cultural diversities and depend on community and family the concept is again varies. But now-a-days, all are prefer to be independent. Even parent also would help them to settle down if they require. All depend on person to person. What is your plans after the graduation. So, in short you would pass the exams, look for a job and find a match for you and try to settle down. Good idea and I think you are still matured enough to become a best person still now. Good night. Thank-s
• India
23 Feb 11
Hi good morning! Feels so nice to speak with you mainly because of your attitude and you have a lots of positive energy while talking. I think your vision and ambition will make you very much successful and top level in the later stages of life. You yet to waiting for the results of the exams and you got a clear cut vision in your future plans. This itself shows that how prepared you are to face the life. Also, you are not yet in an affair with anyone and you have a nice dream about your going to be husband and family situations. Your hope on your parents and expectations about husband's family also will help you to get a better family environment. I think wherever you go or whichever life you adopt in the life will be surely meet success and I believe you have the potential for the same. I am also sure that they will definitely help you to settle with a better conditions. You make plans as per your budget, get expert opinion, select the business model which you like and you think you can able to manage and a dedicated mind and a hardworking approach will make your life better. All the best and have a nice day. Thank-s
• China
23 Feb 11
Hi,honey! In my country,we are almost the same.They would be living the family along with other family menbers and parents.There would be many family problems appear later among them. I want to be independent after the graduation.I want to do anything by myself first.Try my best to do.If I still can't do them by myself well.I would ask my parents for heip even my husband's parents.Whatever the problem is.If I love him more,I wouldn't give up.And solve them with my husband. It's time for me to be matured now.I must plan my future well by now~~~ And how about u???
• China
23 Feb 11
Hi,good afternoon! Nice to see u again.In my memory,u r aways positive.I don't know your name,but I remenber ur head portrait--a flower.lolll,I'm Lola,u? Thanks your admiring.I was happy what u said! I really have many dreams,but I don't know how to make it come true.I'm trying to!And what about u?U r a clever person.I think u also have many dreams and plans about future.Share them with me ,Thanks!
@sweet_pea (3322)
• Philippines
23 Feb 11
In my culture it is acceptable to live with your parents even if you're past 18 years old or even get married if you can't afford to buy yourself a house. Parents continue to support their children even if they already have a family of their own. We believe charity begins at home. Who would help each other better than our own family? When we were married, my in-laws gave us some money as a gift to spend to our wedding. Half of the expenditures are from our savings. Then when we were married, my mom gave us a piece of land which we built our house. We borrowed some money from my in-laws, relatives and friends to raise the equity required for us to avail of a home loan. My in-laws are really supportive of their children. So, we'll make sure we'll also be that way with our kids. Well you really shouldn't force your parents to give when they aren't capable. So what you can do is look for a good job that will enable you to save for your dream home.
@sweet_pea (3322)
• Philippines
24 Feb 11
We are fortunate that we don't have to live with our parents because we are living in a different place apart from them. Hey, we love them. It is just that, we have to raise a family of our own without having them to meddle. We have housing projects in my country that are really affordable so even the middle income group can avail. And the government can lend you a housing loan at a very low interest and you can pay it in 30 years. The down payment can even be on installment scheme. You are still young, so maybe if you are really worried about your husband not being able to give you a house, I guess you can help him by starting to save up for a down payment. And try to look for good housing projects your government can offer you.
• China
23 Feb 11
In my culture it is acceptable to live with parents too.Just someone don't want to live with their parents. I'm a girl,so I don't have to worry more about house.I'm just worried about that for my future husband.I don't know how my husband will be.If I love a guy have no money and he don't have good job,at the same time,I also have no money,and no one can help us.How do u think about it?What should we do?We would be happy if we keep on being together?
• China
24 Feb 11
I know now...I would think more about life.I'm still young,so I have chance to think more now.But if I will get married with a rich man,I think I wouldn't worry about the problems.
@louievill (28851)
• Philippines
22 Feb 11
Living with parents after marriage is accepted in most Asian cultures although it is also accepted and well praised if you have the ability to buy your own house or separate from them. Most Asian parents, if they have the means will help their children acquire a house by giving it directly to them, lending money, or thru their connections, but most Asians are also expected to take care of their parents and take them into their homes when they reach old age as sign of gratitude and respect, failure to do so is frowned upon and could be misinterpreted as ingratitude and disrespect. I know some readers would find this a little bit strange especially if you are not familiar with Asian culture but that is just the way it goes for most of us here. I guess you are Asian so I think you can answer the question based on what is accepted in your culture, good luck on your decision after graduation.
@louievill (28851)
• Philippines
22 Feb 11
No problem friend I can understand what you mean very well. In the Philippines, children who can buy their own house and separate when they marry is treated with high esteem because it is presumed they planned and save for the future and are looked at as intelligent, but here's the catch, they are also expected to help their parents more and maybe support other poorer relatives LOL, so we Asians have nowhere to go haha
• China
23 Feb 11
Lollll~~~I was smiling when u said "Asians have nowhere to go".If u have enough money and then u can go anywhere u want.^_^Of couse we all normal people.We just have less money to support our families and other poorer relatives...So at last we have no money to go anywhere we want!But if ur relatives are richer than me.Can u go anywhere u want?
• China
22 Feb 11
Hi,my friend,thanks your reading... I'm asian,so I understand you very much..It's not strange. I'm a girl,so I will go with my husband after marrying.Maybe live with his parents.In China.Girls live with their husband,and husbands live with their parents.So many parents would be just like lose their daughters after getting married...But in nowadays,many sons don't want to live with their parents,so their parents would be just like lose sons...lol...Can u understand,I use my way to explain it! We can not live together,but I must take care of them.Coz they r my parents!^_^
@Marmot (590)
• United States
23 Feb 11
As for China, I think buy a house depends on a new couple is not an easy thing. Nowadays, the price of the house rapidly increasing and in some big city, like Beijing and Shanghai, it is nearly impossible to buy a house through one's life! But, I think most Chinese parents are will to help their children to buy a house, especially for the boys. Sometimes there is a saying, that if you don't have a house, you can not get a wife...
• China
23 Feb 11
Yes,it seems that u know China very well.How come?Your saying is right.No house,no wife...It's really realistic nowadays.If many guys don't have house,they must go back and live with teir parents.Am I say right?
@staria (2780)
• Philippines
23 Feb 11
When we got married, we bought a house w/c we think would be really affordable for us. So that we can keep up w/ the monthly amortization and need not to ask for help from our parents. We just want our house to result from our own hardwork and since we wanted to start our own family in this house, we want it filled w/ love and bought w/ our hard earned money. :)
• China
23 Feb 11
It seems that u can earn money easily by yourself.Maybe u have a good job.U r really lucky. Merrily yours!
• United States
22 Feb 11
I have graduated from college two years ago and i moved out once but have moved back in because i truly cant afford to live on my own. I hope this year me and my boyfriend can geta house of our own and start living together and not having to travel back and forth to each others houses. He now owns his own business and i hope to strt saving money to be ableto put on a down payment for a house this year. It will help us and my parents as well.
• China
23 Feb 11
House is a really a big problem for couples in nowadays.Many couples break up just for the realistic status.I hope everyone can think about each other...If they can wait for each other,things would be easier.Take it easy...Don't put much stress on the other.That's two people's things...Hope u can get your own house soon...good luck!And how about you now.Is it enough to buy one soon?
@kukueye (1759)
• Malaysia
22 Feb 11
Ya,young working adults should save money for 3 things..House , car and health card or insurance , this are important.however house saving can be combine with future husband.Of course girls like to find guys with house and car for stability.It quite normal for parents to help the children for housing.Maybe like down payment either by loan or gift from parents.Loan without interests that it.
• China
23 Feb 11
If u can buy a car means u don't need to think about house more.Coz u have ability to own that...That's what I think.If a girl likes two young men.She must choose the one who has house...lol.Girls are realistic that is not their fault...We owe this responsibilities to the society nowadays...Parents loan to u that doesn't mean they don't love u more,just they want u to work hard more and then not to rely on them...How do u think about my thought~~~
• Philippines
22 Feb 11
Well it is okay to seek help. But my personal stand in that matter is this, before you even step to the life of a married person you should be more than responsible. Marriage is not a game. I would relate myself and my fiance as an example. We are in a relationship for three years now. We are both teachers by then and up to present. These are the reasons why we don't immediately take a leap into marrying: 1. We earn money of our own for the wedding. It isn't nice to get married and still ask from parents. 2. We want to be emotionally and psychologically ready. 3. If we can't afford to buy a house at least be able to rent one at our expense. I personally don't like to live with in-laws or my parents. You know there are family issues that crops up and it's really noisy.... :)
• China
22 Feb 11
Hi~~~ Marriage is not a game.It's a responsibility...I agree with that.Have u waited for him for three years...How long is your base line? If u still don't have enough money to rent a house after 3 years,how should u do?Keep it on or leave him alone?
• Canada
9 Mar 11
My parents have made it very clear that when i want to buy a house they will not help me as they did it on their own and i will have to as well. I am already saving up money for a house but as i dont make much to begin with it will take some years if i did meat a guy and wanted to get married i think a house would come first rather then spending all the money on a wedding