Do you invest in Mutual Funds?
@santosmarichris (1849)
Philippines
April 26, 2011 2:56am CST
I have heard that no matter the state of the mutual fund industry, boom or bust, the key findings remain consistent: Investment results are more dependent on investor behavior than on fund performance. Mutual fund investors who hold on to their investments are more successful than those who time the market.
It is true that investments are made and decided upon us investors and it is up to us if we will succeed and earn big. But with the volatility of the market it is hard to predict the ups and the lows. What can you share about this matter?
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2 responses
@picjim (3002)
• India
26 Apr 11
What you say is accurate to an extent.I feel one ought to select a good fund and a scheme which suits our profile.For instance those who wish to get steady returns ought to invest in schemes where the investment is in safe scripts.Those who can afford to take risks can choose a suitable portfolio.Those who want returns commensurate with the change in index can choose index funds.
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@laydee (12798)
• Philippines
26 Apr 11
Well, I do.
It could be likened to stocks or the stock market, however, it could be said that it is much safer or less volatile than the stock market because instead of investing in one particular company or stock, you will have the chance to invest in several. Which means, there might be ups and downs but the ups of some stocks could well cover the downs of the others.
It's actually better to invest in mutual funds first than going directly to stock investment.
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