which best bpi or pnb for paypal verification?

Philippines
August 1, 2011 11:12pm CST
hello fellow mylotters and filipinos who are active here. I am planning to get an atm account either in PNB or BPI for paypal verification. i am confused which of these banks do i need to get an atm savings account. i would like to know if you are using bpi or pnb atm savings account for your paypal account. how much fees they are going to charge you for withdrawing funds from paypal. happy mylottting!
15 responses
@Olleenz (3398)
• Indonesia
2 Aug 11
Can I asked you something, Do you have any bank account before PNB /BPI ? If you had one, try to verified your Paypal with your local bank account. It's easy but take time to be approved (± 72 hour). See your mylot message to know how to make it done.
• Philippines
2 Aug 11
i had but when i withdrawn everything they closed my account. i have now but its not a savings account.
@Olleenz (3398)
• Indonesia
2 Aug 11
Same like a bank system; when you withdraw all your money, paypal or bank will think or assume that you gonna close your account. The best way to avoid that is to leave a small amount of money (usually I keep my money in paypal $1.5) when you withdraw.
1 person likes this
@enigma13 (372)
• Philippines
2 Aug 11
Hi Olleenz! Can you help me with regard to Paypal verification as well? I have a bank account but it is with Metrobank. Can I use that? Can you guide me as to how please? thanks...
1 person likes this
@damned_dle (3942)
• Philippines
2 Aug 11
Hi. I don't use neither of them. Like most Filipino online workers, I use Unionbank EON debit card.
1 person likes this
@swirlz (3136)
• Philippines
2 Aug 11
Yeah, I'm using Eon as well.
1 person likes this
• Philippines
2 Aug 11
i think most of filipino online worker are using eon. i wanted to have one but i have only one valid id. but i believe i can verify it with an atm savings account. and i am searching on how to get the code from paypal when you link your local bank account.
@swirlz (3136)
• Philippines
3 Aug 11
My friend had a BPI savings account with atm and she had trouble linking her bank account with Paypal. She finally opened an Eon account and now everything's okay, she's verified and can transfer funds.
1 person likes this
@rhane7315 (5649)
• Philippines
2 Aug 11
i use bpi (3-4 years ago) as an atm account. way back then i link my bpi in moneybookers instead of paypal because they are free of charge. but now i use smart money for paypal verification. i haven't tried the eon card yet but i'm planning to get one since paypal charge you on low amount (50php for below 6k) if you use the eon card
1 person likes this
@swirlz (3136)
• Philippines
3 Aug 11
It's 50 pesos per withdrawal. I have transferred funds from paypal to eon so many times.
1 person likes this
• Philippines
3 Aug 11
that's great because it's just cheap. i tried before to withdraw using bdo credit card and the fee is 200.
• Philippines
3 Aug 11
i'm not sure if its 50 pesos. but you can try it. when you link your bpi savings account last three to four years ago, was it a successful one?
@chiwasaki (4694)
• Philippines
2 Aug 11
Hi leon! My paypal account is also not verified. But my cousin is using EON card and I'm planning to have my account verified soon. I'm also not that familiar on how we can verify our paypal account. Not sure as well if there is an annual fee involve in EON card as well.
1 person likes this
@swirlz (3136)
• Philippines
3 Aug 11
I'm not sure if we can use one bank account for two paypal accounts.
1 person likes this
• Philippines
2 Aug 11
yeah there's an annual fee of 350.00 for the eon card and they will also charge you everytime you withdraw money from paypal.
• Philippines
4 Aug 11
i think you are not allowed to have two paypal accounts.
@diogz22 (516)
• Philippines
2 Aug 11
You could verify with bpi. I am not sure if Pnb does the same. I verified mine with a credit card but when I withdraw funds from paypal i withdraw it via BPI. BPI is one of the most convenient bank I ever tried because of low maintenance and transactions fees which the other banks don't have as compared to metrobank and BDO. I am not against to this banks but from experience wise they charge to much.
1 person likes this
@diogz22 (516)
• Philippines
2 Aug 11
I don't have any idea with regards to the code but you'll know if you were verified if you BPI savings account was lessen with I think around a hundred or two for the verification which is later on reflected in you paypal account.
1 person likes this
• Philippines
2 Aug 11
great, but i will not use bpi credit card since i don't have one. what i will use is bpi atm savings account. i think you can still verify but i am wondering how to get the code from paypal when they sent the code to bpi. because when you link your bank account to paypal, paypal will send a code where you need to for successful verification with paypal. do you have an idea with this?
• Philippines
3 Aug 11
i think i better try it with bpi. but if i will successfully verify my paypal with bpi i don't have any idea how much are the fees when you withdraw money from paypal.
@surekharathi (14146)
• India
2 Aug 11
I think you got your answer in damned_dle friend's response so use it. Because I use only bank account number here. I have no idea about this.
1 person likes this
@swirlz (3136)
• Philippines
3 Aug 11
Why don't you like unionbank? I think Eon has very good terms.
1 person likes this
• Philippines
3 Aug 11
in my place there's only one unionbank and i don't like the in charge of new accounts.
• Philippines
3 Aug 11
okay, that is not the answer i'm looking for. i don't like unionbank, so i will not open an account there. but i will try with bpi.
@webzap (884)
• Philippines
4 Aug 11
I just hope and wish that BPI will be a PayPal-verified bank. I tried it before but to no avail. Now I am thinking of opening a Smart Money account for I have read in some discussions also that Smart Money is a better alternative.
1 person likes this
• Philippines
4 Aug 11
yeah, that is what i'm also thinking. well i am not in hurry to verify my paypal with bpi savings account. its good that i post this discussion as early as possible. maybe there are some who uses bpi savings account to verify their paypal.
• Philippines
2 Aug 11
This is a very helpful topic. I haven't verified my paypal too. So, I guess this post is very useful for first timers.. I had Bpi atm savings account but i got all my money and never checked about it anymore. So, i was wondering how would i get that Unionbank EON accout??? what are the requiremets for that? I would like to secure one.
1 person likes this
• Philippines
3 Aug 11
tess_quinain, you don't have bpi savings account anymore? its great if you will try to link your paypal with your bpi of you have one. in unionbank you only need two valid id's. any government ids and prepare also your TIN and your SSS and fill out an application form. i think you also need a picture for your application
@o0jopak0o (6394)
• Philippines
2 Aug 11
I use unionank eon on mine so I don't know the fees and charges if you are gonna use BPI cards. Most banks have a 24/7 support try to call to get your information.
1 person likes this
• Philippines
3 Aug 11
okay, good suggestion. i think i'll try to use bpi for experience. maybe they have a good service when it comes to paypal transactions.
@tigeraunt (6326)
• Philippines
2 Aug 11
hello leon, i guess everyone is using EON card from Union Bank. if i am right, you can open an account paying 350 pesos (unless they have changed the fee already). it usually takes 2 weeks for the bank to process it. with regards to bpi or pnb, i guess a credit card with them will suffice and will be honored by paypal. have a good day. ann
1 person likes this
• Philippines
3 Aug 11
yeah i think most are using eon card but i don't like to open an account with unionbank. if its a credit card with bpi or pnb surely it can be verified. i will try with bpi savings account.
@Bannybanzie (1397)
• Philippines
2 Aug 11
HI! I don't know if using those banks would make you verify your paypal. I tried using my BDO before and it didn't work. Also, I read that BPI can't be used either though I'm not sure. That's why even if the bank was far, I registered a Unionbank EON account which is the account perfect for PayPal. SOme say you can use Globe GCash or Smart MOney, both have cards if you want and functions just like a real bank account. Maybe you could look into that options. If you are going to open an account to verify your paypal, I advice you make sure first they really can be used for paypal verification, because if not, your effort would just be wasted unless you need them for other things too.
1 person likes this
• Philippines
2 Aug 11
i think i will be the first one to try to verify my paypal with bpi or pnb. i know i could verify this, its just unionbank is the first one to use the service of paypal.
@louievill (28859)
• Philippines
3 Aug 11
In my experience, I verified my paypal account using my credit card, you can verify your paypal account using any credit card that has a Master or Visa logo. I use my bank account, and you can use yours too (as long as it is paypal supported) to withdraw funds from your Paypal account to your bank account ( they charge a 50 peso fee for every transaction less than 6,999 pesos), there are no fees if it is 7,000 pesos or more. I'm not so sure if you can use a bank atm to verify your paypal account.
• Philippines
3 Aug 11
thanks i know i could verify my paypal with credit card or debit card. i will try bpi savings account. i will see how it will works
@bluespygirl (2112)
• Philippines
2 Aug 11
Please check the paypal website again. i am not sure but I think you can only link your paypal account to eon at Union bank. Please update us here where did you decided to open an account and if it linkable to paypal.
• Philippines
2 Aug 11
yeah sure. now i think you can verify your paypal to your local bank. i did not yet experience this but i will. i created this discussion to know if someone here is using bpi or pnb to verify paypal. i think i will be the first one to do this.
• United States
3 Aug 11
I am not quite sure that i can assist you with that because i have my bank account linked with paypal so i just transfer the money from paypal straight to my account with no additional fees.
1 person likes this
• Philippines
3 Aug 11
what bank is that? is your card a credit card or savings account?
@dierdre (2207)
• Philippines
2 Aug 11
I got a smart money card, i haven't verified my paypal yet, since i learned that i need to load P200 to the card for paypal to verify it. But i'll be doing that soon.
1 person likes this
• Philippines
2 Aug 11
yeah, you can use smart money to verify your paypal. good for you.