I am extravagant, I want to save money, Where do I start?

The best thing for you to do is, every time you received your paycheck set aside a fraction of it and deposit the money in a bank. Refrain from impulsive buying.Have a lists of the necessities that you really need to buy and stick to it.If possible don't use credit card because having one you have the tendency to buy things which is not so important thinking that you will not pay it in cash.Also I think having credit cards you have to pay interest in them too for using it.

Long time ago I have big income/month in my pocket but I can't make any saving. After I lost my job and start in other job with lower income (almost half lower), I can make saving. Sound stupid right, but it's real. The key (at least for me) is how to make budget and stick with the plan you make. You already know your income and the real problem is how you spend it wisely, right? Make a list, start with your routine expenditure (after that is up to you, cause I don't know your life) and make ranking on it (Urgent / important always on top priority). After that, think how you can reduce all cost. When you buy a product, never think about prestige (usually costly) but buy based on usage. You don't have to buy the cheapest ones but we also consider how long you gonna used this product (quality). Buy on average (quality & price) always worked. I don't know it's gonna worked on you but this worked for me.

well, the first thing i can suggest is to change your lifestyle and differentiate between needs and wants... next is to try frugal living instead of extravagant living... these will help you to cut down on your expenses significantly and hence you will be able to save more and pay off your debts faster... good luck... take care and have a nice day...

Before you save money, pay all your debts first and when you paid all your debts try not make any loans because you can't save money if you have loans. Try not to buy things that are not necessary. Focus on important things. If you can't save 20%-30% of your income. You try to save 5%-10% of it.

The most important thing for you is to pay back the credit card bills and the loans first. The two will cost you a lot on the interest. Then after you get your salary, put 20% to 30% into a fixed deposit account which you cannot easily cash out. Then use the left money to lead your life. It can help you save some money. As you have less money on hand, I think the better way for you is using cash not a credit card. So that you can feel how much money is left and how much a thing really cost. If you use a credit card, the money to you is only a sense of digit, it can not help you get rid of something you do not need.

DO you have a bank account? a bank account can help you with saving your money you can also try save all the change you get after buying from stores thats what I usually do.

just try to spend your money, no need to buy much food or something useless.

my suggestion is to lessen your trips to the mall because there are a lot of things that we really dont need but are nice to look at there and we are tempted to buy. another thing is to lessen your eating at fastfood chains and cook more food at home. also just limit yourself to one indulgence or reward per salary, in that way you will look forward to another self reward and you are not overbuying.