regret or discipline?

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A quote by Jim Rohn, "There are two types of pain you will go through in life, the pain of discipline and the pain of regret. Discipline weighs ounces while regret weighs tonnes." A very inspiring quote to encourage lazy bums to get to work. Even though discipline does require effort and there is some form of "pain" that you have to go, relatively speaking as compared to regret, it is a much better choice. It will lead you to a brighter future, as the pain of discipline is usually only temporary while the pain of regret may stretch on and on. Anyways, what are your views on this and have discuss your experiences regarding this quote :D