spending money without thinking of saving

Indonesia
November 29, 2011 4:46am CST
It seems contradiction with most of people thinking. We must save money for our future,saving for education, vacation etc..We should be happy and can enjoy their life if they ensure having extra money on their bank account. However, this can be stressful for many people as well. Meaning we should limit ourself for spending, I know if spending too much is also bad habit. Since I know one of my friends who never bother about saving and always spending if he has money. He has only short term thinking and believe that he will has money if he really need it. What do you think about this philosophy?
1 person likes this
17 responses
• Philippines
29 Nov 11
When i am planning to bu, i always think that i don't want to spent to much,and to save money.. I can't control my self for spending,because food are temptation for me.. But i plan to save money ,i wish i can but i have slow earning..
• Philippines
18 Dec 11
yes i do try to save now but keep me spending hahaha, i wish can stop getting my save.it is coins/peso but it is okay i try to save it not get it out.
@asliah (11137)
• Philippines
25 Aug 12
hi, actually one of the good behavior of my parents is giving a worth of money,so now i more on save my money and lessen my self to spend it,sometimes i spend only those needed items for my daily.because i dont know if when could my money will stay in me so all i need to do is to save it.
@aprilsong (1884)
• China
30 Nov 11
It seems to be a contradiction, but it is not. To live happily, we need money, which means we need to spend money to buy what we need, and travel to enjoy other places. To make our future more secure, we need to save enough money for the rainy days. There are lots of people who hold the principle to spend all they earned, they don't think about the future, don't think about what will it be if one day they get ill, or lose their jobs. I think no matter how high salary or low salary we are earning, we should live a life we can afford, by which i mean don't spend all we have, leave some money for the future, only those who think about the possible trouble in the future can really enjoy their life.
@aerous (13434)
• Philippines
30 Nov 11
As of these days. We need to be wise in spending our hard earn money. Because of difficulties of living today. We don't know what happen in the future...so we need to save even a little money so that when we sick. There's a little money we can use to buy something we need when we are not able to work...
@megamatt (14290)
• United States
30 Nov 11
It is rather unfortunate when people cannot really curb their own spending abilities but that is just the way some people live their life. They are going to get a rather unfortunate wake up call for people when they are really going to want to need that money which they unfortunately burn through all of the time. Short term thinking really means that you have short potential. I have a philosophy that while I might spend a bit more than I should, I always try and save what I can. I have become more careful due to the insanity of the economy. There are just times where I am rather more mindful of my money and sadly it is not something that many people will. That is unfortunate but really unsurprising in many ways.
@deliar (609)
• Indonesia
2 Dec 11
your friend's philosophy is not bad at all,but i think,if your frien always do that, he probably doesn't have a good future. i think saving money in the bank is really good for us, for our future, we will have some reserve money. and we can use it when there are unexpected incident happen. so, we will not confuse for looking funds to solve the problem about money, because we have money in the bank. i know that saving money will limit ourselves for spending, but i think, with saving money, we will get a peace future.
@dodo19 (48156)
• Beaconsfield, Quebec
29 Nov 11
I certainly think that it's a good idea to save money. Granted, nowadays, it certainly isn't the easiest thing to do, but nevertheless, it's still something that we should do, and is a good idea to consider and keep in mind.
@mods196621 (3652)
• Philippines
30 Nov 11
Money always talk of the universe. It's a universal issue and very common to all of us. Most common problem is.. how we are goin to save in the middle of crisis. Like what i always do, spending money wisely coz i know its our needs and mine too. First for foods, fare for daily works, education of children and a lot of things. Then how can we save if those money are for that basic needs only. I need to have an extra work to have an extra money for savings, but my mind is not focus on that system. What my philosophy in life is "life is so short" means we enjoy it and do what the world gives us. On the first place i'll ready my children for their life. Starts with their education and next to learn to earn for living. Teach them to save if they have extra cash and dont waste on unnecessary things. Second, is to enjoy their life in a nice way. Then after them i will enjoy the rest of my life with family and friends and then help others to make my life sense valuable. Lets enjoy while we are living.. then prepare our spiritual life before to face God.
@junmae (1586)
• Philippines
29 Nov 11
Whenever I had money, I tend to spend all of those and leave nothing. Saving money is always on my mind but I never did it. Now that I am jobless, I don't know where to get money. I have lot of regrets and "what ifs" in my life. I should be saving instead of wasting because in times like this, I had nobody to seek help with.
@Gram13000 (443)
• United States
30 Nov 11
I would have to disagree with your friends philosophy. He sounds like the type that would borrow money. It is good to save money to buy things that you cant buy every check. Also money is needed for emergency you never know what might happen where you need to do some last minute traveling. That is a good thing to have money saved up for also.
• Indonesia
29 Nov 11
i never spending my money becuse i have a small earning. just about $200 per month. so i save some of it in my bank account.
• Philippines
30 Nov 11
For me, saving is still the best way to go rather enjoy now and spend all your money and be sorry later because you haven't save a bit. Mature people knows the value of saving money for the future and fools only know how to get rid of their money all at once in just one split of a second. Also, saving gives you flexibility to accumulate for bigger things while spending money at once won't give you an opportunity to accumulate wealth to buy or enjoy the bigger things in life. Maybe, your friend will soon realize the essence of saving up for the future once he matures. Does he already have a family or a long term goal in mind. If not, then that is probably why he just keeps on spending his money. But if you have a goal in mind, a family to support to and something you want to achieve for you and your loved ones, surely, saving will become a big priority for him. Just my thoughts regarding this.
@ardoy0731 (7308)
• Philippines
29 Nov 11
Saving is important so that we can get some money in times that we really needed it badly.During payday we usually spend moneys and think of saving some if there is nothing left to save.We should save first,even a small amount,before thinking to spend it to some other things.Saving money could really help a lot in future needs.
• United States
29 Nov 11
I always think of saving as I am relatively broke! Its so hard for me to come accross a decent sum as I am unemployed so I attempt to save my online earnings until I'm able to buy something worth while. The thing is, I've got my mind set upon an upgrade on Neobux so I'm saving my money like crazy! All of my friends are worrying why I'm being so frugal but I'm being cheap because I want to achieve more earnings, if that makesany sense.
• Indonesia
29 Nov 11
It is often time to me that all my money had been spent on things I wanted to have to regret it. I am now starting to think of saving my money. I hoped I would have saved my money.
@tiina05 (2317)
• Philippines
29 Nov 11
hello, Maybe that was his truly philosophy. Well, I dont agree to him because saving is still the best. We should not take for granted our income we should think twice before using it because it may be lose if we never take good care of it. In many reason I am still on with saving money because I can used it in emergency calls. We never be young forever we need money for that and the solution is the save money.
@nezavisima (7408)
• Bulgaria
29 Nov 11
my o I also spend a lot. and quite often do not think about saving and this is not good. should think about periods when you have money and can partake of that money. I can not control the desire to buy my children things. nice day! interesting discussion.