When you run out of money, will you seek help from your closest friends?

@yanzalong (18984)
Indonesia
January 27, 2012 2:13am CST
Sometimes we are hard up. When this happens, we often ask our friends to help us out or go to the bank to borrow it or have to sell what we have. If this happened to you, what would you do to get yourselves out of the financial problem?
3 people like this
21 responses
@dianluzi (48)
• China
27 Jan 12
If this happened to me,I wouldn't seek help from my closest friends.Maybe I will work hard and save money.
@yanzalong (18984)
• Indonesia
27 Jan 12
dianluzi, for a sudden need of money, when you are completely peniless, you have to get the money as quickly as possible. In this case, friends or family are the people to rely on. digito, you are right. I agree with you. Thank you two for sharing.
@digidogo (444)
• Philippines
27 Jan 12
There are times wherein you would be bankrupt and will not even have the money to look for work. That is when such situations arise. I suppose you have not yet come across the such.
• China
27 Jan 12
You are right.I'm still a student.I agree with you that you said it always is difficult when people are talking financially.
@ChoukseyMK (1045)
• India
27 Jan 12
once i faced such situation in my life when i badly needed money. i approached some of my best friends. some shown me their own problems and refused but one or two came forward and helped me. that day i could identify real friends.
@yanzalong (18984)
• Indonesia
27 Jan 12
We were on the same boat, bro. In that situation I knew which real friends were. Finally I can conclude that families are the one to rely on. Sometimes, we can't return the money in time. If we borrow it from a family or relatives, they will understand it. Many years ago, I borrowed my mom's money and till now I haven't returned it. My mom never asks me about the money I borrowed.
@digidogo (444)
• Philippines
27 Jan 12
Not to be rude but..you cannot identify real friends based on who was able to help you. Mind you but people do have their problems too. You are not the only person in the world who does. You should understand your friends instead if they are not able to help you and be glad that a couple was able to do so.
@Jacobus1919 (1683)
• Philippines
27 Jan 12
Having money all the time is always a up thing, but true sometimes we get into a situation that we might fall short of funds or we enter a small hole we call being broke. Seeking monetary help is also an option in these situations. But, who do we seek help from is a big problem. Do we go to friends, or to family? Most of the time, I would go to my family specially my parents. But sometimes, my closest friends are good as well. An example, is a situation I am in right now.
@yanzalong (18984)
• Indonesia
27 Jan 12
You are right. That happened to me when I was really flat broke. At that time, my friends had no job yet, how could they lend me the money? So I went to my mom for help. You know what, she didn't have any money either bus she had some valuable things she could sell to help me. Now, I've got a job, and all my friends are quite well off as well, so, when financial problems crop up, I have my best friends or I have stuffs that I can sell.
• Philippines
27 Jan 12
I do the same as well when I am in dire need of funds. I tend to sell those items that I do not need anymore.
@digidogo (444)
• Philippines
27 Jan 12
I definitely would go to my close friends. They are people you can really trust and sometimes more than your relatives or family. I would save the "go to family" alternative for the last if all else fails. Our close friends too might have their problem and there is no guarantee that they can provide us such help. It always is difficult when people are talking financially.
@yanzalong (18984)
• Indonesia
27 Jan 12
You are right. It seems to me you know well about financial problems and how to solve it. For a small amount of money that we want to borrwo, maybe friends can help but when it comes to borrowing a big amount, friends can be relied on. Neither can a family.
@digidogo (444)
• Philippines
27 Jan 12
Something like what you mentioned on your second sentence? I have an allowance that can be compared to the minimum wage here in my country. Im a spendthrift and I get myself into situations like that. Fortunately for me, I know who to go to when I need it and they are guranteed that I can pay with the allowance I have. I have had situations, and they never give you the good feelings. I am doing my best to spend wisely now though.
@reizende (16)
• United States
28 Jan 12
I never borrow money from anyone, and its difficult for me to accept money even when people offer it. I try to make the best of my life even in times of trouble. Sometimes I have accepted a friend's help, but I try to avoid it. I like to try to stay humble and not be a burden to anyone. Most people say i am not being a burden, but I always worry about that anyway.
@yanzalong (18984)
• Indonesia
28 Jan 12
I understand what you mean but if for example you had no money at all while you need something urgently, what would you do?
• Valdosta, Georgia
28 Jan 12
When my husband and I are out of money we do not ask anyone for help. We like to help others, not the other way around. If we get really bad off with money we sell our things either on Craigslist or at a Pawn Shop... We don't like asking for help.
@yanzalong (18984)
• Indonesia
28 Jan 12
I prefer this one as well. If I have things that I can pawn, I'd b better off doing it. I need a friend's hand if there is no other choice.
@cheenlly (3477)
• Philippines
27 Jan 12
There was one time in my life i was really broke. I had a friend who i never expected to help me and that i was really touched and thankful. He got me out from a hard situation that i was so down. And somebody i will be able to pay his kindness when he will be the one who need my help. He is really a true friend i never thought i had.
@yanzalong (18984)
• Indonesia
28 Jan 12
Sometimes a true friend suddenly comes up just when we need a help. It seems that God has arranged this to help you out because probably you previously helped others. God always pays what you gave to others. Thank cheenlly for responding. Have a nice stay with mylot. Take care.
• Philippines
27 Jan 12
no i didnt, i rather want to ask from my parents, frinds cant keep secret as somehow someday will come and cant avoid misunderstanding that triggers the to tell anyone about your secret like borrowing money. if its my parents they i know theywill help m besides if ever they dont have money at all they will borrow some in my behalf besides i will be paying for it after all.
@yanzalong (18984)
• Indonesia
28 Jan 12
You are right about it. Parents should be the one to rely on. Friends come the second. For me personally, If I still have something I can sell, I'd rather choose this. If this can solve my problem, I will need to ask my parents or best friends.
• United States
27 Jan 12
I know how it is when you are poor and need money. I know that my family does not help me out when I need money. I try not to ask my friends for money because I do not want to end up losing my friends. If I can not afford things I do not buy it.
@yanzalong (18984)
• Indonesia
27 Jan 12
That's right, but if you have no money at all, how will you buy your food and drink? Why not borrow it from a bank? Isn't that possible?
@rhizjen (140)
• Philippines
27 Jan 12
ya.i seek help from my close friend. I think its better to lend a from then rather than my relatives.
@yanzalong (18984)
• Indonesia
27 Jan 12
But sometimes, friends don't have any money either. perhaps you will ask your mom to help you out? I'd rather sell my things just to keep me above water.
• Australia
27 Jan 12
If we can expect the difficulties,I prefer to plan and prepare money for the difficulties. And also as a Chinese, I always save some money for the unexpected accident & buying the house, etc. But in case I need money and haven't money, I prefer to borrow money from bank, instead of friends and family. Friendship is normally not strong enough when dealing with money.
@yanzalong (18984)
• Indonesia
27 Jan 12
You are right, too. For a big amount, I don't think friends can be of any help in this case. For a small amount, I usually ask my friend to lend me. Nowadays, things come up unexpectedly, and money is always one of the problems we can not get out of. Thank for sharing.
@alberello (4752)
• Italy
27 Jan 12
I live in the family, and do not deny that in recent years, cause to the global economic crisis, we had some money problems. In fact I have a dear friend, that we made ??a loan of € 2000, returned to 100 € / month without interest. I would say that was really a person of the heart. Can you understand that we are 4 people in the family, the only source of our income are the pensions of 2 my parents. In times like these, you can easily understand that to make ends meet, has become a problem.
@yanzalong (18984)
• Indonesia
27 Jan 12
Well, bro. We are lucky to be here with mylot. At least mylot can help us financially although we don't get as much as we expect. You are also still lucky because you pension benefit that you receive monthly. Financial problems really make us go nuts. If we don't persevere, we will end up.......you know what I mean
@masang (295)
• Philippines
27 Jan 12
In times of financial needs, I usually ask the help of my friends. Before I used to barrow from the bank and other lending institution but I regreted because of the interest that I am still paying until now.
@yanzalong (18984)
• Indonesia
27 Jan 12
Banks charge too high interest. You'll be in trouble if you use the money for daily use only. You can borrow it from the bank if you will use it for your own business. I mean you use it for your business capital.
@WakeUpKitty (8694)
• Netherlands
27 Jan 12
No I will never ask friends for money. My life, my children, my bills it's my responsibility. Also I don't like to borrow money from friends since it would only make me more miserable if I can't pay it back in short time. I would make a list and see what I can pay off when and what I have to pay first. There is not much anymore I can skip if it comes to not doing it anymore or bills so in the end I will save money on the food we buy.
@yanzalong (18984)
• Indonesia
28 Jan 12
I understand my friend. But when you are really skint, I think you need a friend's hand just to keep your head above water for while. It doesn't mean that you rely on your friends for the rest of your life. You know a financial difficulty often crops up unexpectedly.
@Cutie18f (9551)
• Philippines
28 Jan 12
Yes, I did that several times in the past. Times are hard especially now and we need to up our game in order to survive.
• Japan
28 Jan 12
Oh yea I usually seek help most of the time from my family and friends especially in financial problem,but I always pay back to those person that I owed so whenever I need help I can always count on them
@asyria51 (2861)
• United States
27 Jan 12
I think that asking a friend for money is a good way to end a friendship. When I was having some hard times, I did ask friends to watch my child so I could work on nights when my husband also had to work. Some of them knew our financial hardships and asked us over for dinner once or twice a week. We cut back on all of our expenses, we sold some items.
@deodavid (4150)
• Philippines
30 Jan 12
i have always payed my friends on time when i borrow money, i dont normally do it but there were just days that you do need it, and our friends are more than happy to help but now i ask help from my siblings and parents.
28 Jan 12
i think we have a lot to save by saving money we can get out financial problem!!!!!!!
• Philippines
31 Jan 12
Of course, If I have no choice and I really need that money, eventually I'll seek for their help. Aside from that, it is not a big deal to be ashamed asking them since they are my friends :)