Personal savings

@tweetyfe (191)
Philippines
July 25, 2012 3:54am CST
Every payday i'll try to save 1thousand pesos for the future needs, these is important part to save money every payday. The reason why it because i can prepared all needs in the future.
11 responses
@nyssa102 (748)
• United States
25 Jul 12
Oh, this is so fun for me. I'm not a shopper, I'm a saver by nature. I am my happiest economically when I can save money and put it in the bank. I'm working on a good future now,where I hopefully will make a good living for myself and be able to put money away in the bank. Yes, I agree. For me whenever I put money into a savings account,I get the 'shoppers high'. I am looking for more jobs so i can have another one where I put money away. This is the absolute truth. When I put money into a savings account I get 'high', when I spend I do not. I do not like spending money at all. That is a strange relationship with cash. But it's the truth, the more I can save, the more fun I have with it!
@tweetyfe (191)
• Philippines
26 Jul 12
why? funny for what reason? i do not know if you are a person one day millionaire...hmmmm...admit or ignore it...or you are economically person? choose one and explain it to me...
@tweetyfe (191)
• Philippines
9 Aug 12
hi binggaling,yes it's she save money for the future purposes, that's good also, sometimes the emergy he cannot expected if came from, and the best way to past and easy wdraw if you need.
@Raine38 (12257)
• United States
25 Jul 12
I also used to do this when I was still working. As soon as I receive my pay, I already take out the portion that I put in my savings account. Whatever's left shall be for my expenses and bills. That way, even if I spent it all, I know I have already some savings put away. Now that my source of "income" comes in the form of household allowance from my husband. I still do the same. I take out the savings that I want for the month and the rest I budget for our bills and expenses that month. It disappoints me if ever I go over the budget and I have to ask for more.
@tweetyfe (191)
• Philippines
26 Jul 12
yes i agree sometimes the monthly income is not enough for the monthly expenses, for this point my depression it's getting there and ash your self what happen? don't worry this is a normal part for being mom, your always spend a lot for your family.
@tweetyfe (191)
• Philippines
9 Aug 12
thanks, all expenses needed to my family i'll buy also i dont like to thrifty if needed.
@akash009 (452)
• India
25 Jul 12
hello, It is very much necessary to save for future use. Savings are required for emergency purpose and everything. We need to always save some money and keep it for our future use. we never know what will happen to us in the near future. So we need to be ready for any kind of emergency , thats why we need to save some money all the time. Whatever may be the amount that does not matter. But savings are very much important. This thing we should always remember. Never forget that.
@tweetyfe (191)
• Philippines
26 Jul 12
hi thanks for sharing response i agree what you say, savings is important for emergency purpose always keep it for the future use, I like that... How about you guy's did you experience in your life to save your excess money in the bank? what is your experience share it now?
@jricky1 (6800)
• China
26 Jul 12
To save some money for yourself is important.For if you need something to buy or urgent,that would be really helpful.lol,nice move.Hope you can save more and achieve the goal that you want,good luck.
@tweetyfe (191)
• Philippines
26 Jul 12
The main reason why to save my excess salary its also preparing the future of my 5yrs old son., personal savings is important for the emergency needed like soreness.
@wahwee20 (66)
• Philippines
26 Jul 12
We really have to save money for our future needs, and unexpected emergencies.. Because not all the times, our earnings is enough. Its also good that aside from saving it to the bank, you can also use your money into something you can provide as investment or other source of income.
@tweetyfe (191)
• Philippines
17 Oct 12
100% correct ate wahwee, sometimes our daily earnings is not enough for the daily expenses maybe more than that, why to save if my earnings is enough for the daily expenses a day? well i suggest if the situation like this don't hesitate to pursue yourself to seek how to earn an extra income. So if you earn an extra income, this is the time to save money for the future, and the other benefits to our company is part of your savings, try to loan your benefit like sss and pag-ibig, and then create a small business after you received your benefit, i think this is the another way to luxuriate your personal savings
@roshigo58 (4859)
• Pune, India
26 Jul 12
It is a very good habit to save for the future. Everybody is worried about his future, some dreams are to be fulfilled, children education, pension after retirement from a job, weddings of children, unexpected and emergency expenses and for that purpose saving is essential. So that you are financial sound and self dependent. Continue this practice.Best luck to you.
@tweetyfe (191)
• Philippines
17 Oct 12
thanks roshigo, many people not concern the future, the only concern is the daily basic needs and other luxury needs, so many people worried about the future because she/he cannot save the excess money for the future. Many people are blessed if the daily earnings esteem and the other excess is save for the future, the take advantage of personal savings is to fulfilled your dreams in the future, like education of your child, unexpected emergencies and others, personal savings get past anytime you want. How about you did you save your extra money?
@Suggar (3606)
• Bulgaria
25 Jul 12
Saving money is a great thing when you are really able to put some money away for future. Unfortunately I don't have such option for now, but I would love to be able to save up in future for emergency moments. The bills call us all the time, use our mind and make us stressed. There is no better healing of this problem than paying them and making your mind free and relaxed to be able to move on working for the better.
@tweetyfe (191)
• Philippines
26 Jul 12
hi suggar money is a daily basic needs,relax and easy to set your mind, compute your daily and monthly expenses, so after you commute try to budget your monthly income, i believe your monthly income is enough for your daily and monthly needs.
• Malaysia
25 Jul 12
It's good to have this habit. Well, saving in bank is not a good idea. You should opt for some investment tools that make you more returns from your saving which can overcome the inflation rate.
@tweetyfe (191)
• Philippines
26 Jul 12
This is a good habit to save money for some reason? it is because the excess money you deposit in the bank small or big amount after a year you see your investment and try to expand your savings.
• India
25 Jul 12
Each and every person must have personal savings and save some money for their future. We don't know what will happen in the next second, if we spend our money lavishly, we may face financial problems in the future, so every one must avoid unwanted spending and save some money for the future, it will help us whenever we need money for emergency. We must keep up the habit of saving some money in the payday, i.e we must allocate some money for saving in each and every pay day. As we know about our spending and save a certain percent of money in your savings account, it will surely help you in your financial emergency. If you don't have this kind of saving habit previously, you can start to save money from the next pay day. It will help you a lot to face all your money issues without fear. Don't save all the earnings, just save a part of earnings. Some persons will spend a lot in the pay day, they must surely avoid this activity and save the money for the future, this kind of wise activity will help us when we need money. Saving a certain amount of money in every pay day will give satisfaction to us as well as it will give surprise by growing as a great amount and help us when we need huge money.
@tweetyfe (191)
• Philippines
26 Jul 12
Its up to you guy's, if your mind set what happen in the next second and why to spend your savings, as my part only excess not at all earnings. If you want to save do not spent a lot if not needed, prove all things, hold fast that which is good.
• Philippines
25 Jul 12
be sure to hid it when needed, most people are one second millionaires, I too saving money, the best thing to remember is that we should live below our means, if there's too much, be open minded, there's someone in there hungry or is sick, we must not be blind every time we have much blessings,. Others or most ignore them because when they have this, they surely don't feel any problems with them and don't like to bear others burdens,. every payday, I give food to street children, and donations for a cause...
@tweetyfe (191)
• Philippines
26 Jul 12
we have a different people in the world, 1st.a person notice to explain one day millionaire 2nd. a person economically how to budget the monthly income this is the kind of people, so if you are a person notice to explain one day millionaire your budget is not enough for your daily needs, but if you are a person economically budgeted your daily expenses im sure this is the start to save your excess money.
@riyauro (6421)
• India
25 Jul 12
it is indeed a very good habit you have tweety. I was never into saving like this. It always good for emergency need. I am going to do this from now. I mean today itself. thanks for opening my eyes. God bless you.
@tweetyfe (191)
• Philippines
25 Jul 12
hi riyauro try it now, after a 1yr we got a 24thou savings in your bank account, try to save your money don't buy thing's if not needed, after 10yrs we have a 240thousand savings, its amazing.