Meeting the adjustor, I just want a break. . .

Hi Dorannmwin, I worked in Auto Insurance a long time ago but not much changes. Yes...know what your rights are and what you deserve because if you are the claimant then yes, they will try to get you to go with the lower price. Most of the time, they are pretty honest. If the damages are over 500.00 then it is routine to send out an adjuster. Get at least 3 estimates. They all should be reasonably the same give or take. Of course some charge more than others. The adjuster just confirms the damagages from the particular accident. Some vehicles have other damages that were there prior too. They are expert in knowing what was old damage and what was just done. They are only confirming that the damagages being claimed were due to this particular accident. You shouldn't have any trouble with it. Some shady garages will add on to the damages and also people KNOW mechanics that will "make up dents and damage" just to help their friend or themselves. They are just confirming the current damage. I was an in-office adjuster. I could tell if something was off in a claim and I often called a road adjuster to check something out. Sometimes it was just the type of car that made the part so much more. It's all routine...just breath deep. The insurance company has an obligation to repair your vehicle to what it was prior to the accident or call it a total loss. You have the right to choose your own mechanic. If you feel you are being ripped off then by all means argue your case.