Investing for our future together

@cgicale (137)
Philippines
November 29, 2012 7:36pm CST
Me and my boyfriend are already investing for out future. We are on our 4th year of our relationship now. We are both young, he's 24, I'm turning 23. Even if we are still young we are already investing for our future. We are investing on a farm business. We want to be financially secure by the time we get married. We want to build our house before settling down. This is how serious we are with each other. How about you? Are you already talking with your partner about your future?
14 responses
• United States
30 Nov 12
You are so lucky to have a special someone who is so forward thinking. A home, especially a farm, is a great investment for a lifetime together. Be sure to back that up with plenty of insurance: medical, dental, eye, disability, life, home, auto. Also make sure you have a greenhouse, plenty of first aid supplies and go solar electric. Best wishes! :-)
@cgicale (137)
• Philippines
2 Dec 12
Thanks for giving us more ideas! haven't thought about these yet but since you've mentioned I'll open that up on our next conversation.
@jeztrose (1405)
• Philippines
30 Nov 12
It would really be nice if you start to prepare for your own future, it is indeed hard to start on your ow having nothing at all. I hope you and your boyfriend will become successful on that farm business of yours. I know it would be hard for starters but just have faith and do your best.
@jeztrose (1405)
• Philippines
3 Dec 12
YEs just be positive about it. i am sure you can do it if you really do your best. :)
@cgicale (137)
• Philippines
2 Dec 12
yes it is really hard, a big portion of our money really goes there, well it's for our future and I'm confident we can pull through since it's his passion and I trust him.
• Philippines
30 Nov 12
I am happy for you cgicale. That's a great idea and good gesture but always keep in mind that nothing's permanent other than change. It's better to have an agreement that if ever your relationship won't lead to marriage, there will be equal distribution of properties to both of you so you won't be left losing lot of money. We have to take a lot of things into consideration like saving for yourself and for your future. It's great to have savings for emergencies. I admire your maturity about being financially stable. Enjoy life while working hard.
@cgicale (137)
• Philippines
2 Dec 12
Thank you for the advice. Yes I do sometimes think about that too. But hopefully there is no need for us to worry about this. We'll just pray that God will keep us together while we work for our relationship to last.
• Philippines
30 Nov 12
Really great to hear this from you.It's not easy to invest money nowadays especially for young people.It's really nice to save something for our future because not all the time that we are in good health .Me and my partner haven't start investing but were thinking about the future.
@cgicale (137)
• Philippines
2 Dec 12
Good to hear that, hopefully you'll be able to start soon, we don't really know until when we can work.
@vibimi (34)
30 Nov 12
Not a bad idea. It's kinna a hard these days to save some money for future. Glad for you. Other young people think to enjoy their lives and all the pleasures in the world when still young. For the house, family etc. there is time. You'll be submerged by these problems when married. Everything has its time.
@cgicale (137)
• Philippines
2 Dec 12
true, but I don't know how long I'll be able to work, so better start now that I'm still capable of working and earning money.
• Philippines
30 Nov 12
Investing for your future together is a great thing. You just have to make sure that both of you would end up with eachother. As for me & my partner, we also talk about our future together & we have plans.
@cgicale (137)
• Philippines
2 Dec 12
we both talk all the time about our future since we both see each other as our future.
@mzz663 (2772)
• United States
30 Nov 12
Planning for the future is a great thing! Just make sure you keep track of what you have put into everything just in case anything negative should ever happen. Best of luck with your investments!
@sajujohn (1005)
• India
30 Nov 12
Really nice to hear that you and your boyfriend started investment at this age itself. It's great to save something for your future life. That will really help you. Many people lack this ability to invest from their young age. And I have heard many financial experts saying to start invest from young early itself. Since I have not found my partner I have not started investing. I think it will not happen.... :p
@beamer88 (4259)
• Philippines
30 Nov 12
This is a good thing to do. Getting married entails a lot of planning, and part of this is financially - investing in a business, a house, bank products. My wife and I also started pooling our money even before we got married. Yet, I don't want to sound pessimistic, but I would however suggest that you make some sort of exit plan in case the marriage don't push through. I have some friends who made joint investments with their fiancees, but when the marriage didn't push through, they had problems getting back the money.
@cgicale (137)
• Philippines
2 Dec 12
yes I do agree planning is important, hopefully that won't happen to us.
@jenny1015 (13366)
• Philippines
30 Nov 12
I think that what you are doing together is really great. At least you see your future being together. Some relationships,even after being together for more than 5 years wouldn't even think of investing or even talk about marriage.
@cgicale (137)
• Philippines
2 Dec 12
thank you, i do have some friends on long term relationships and older than me. They haven't saved and planned for their future yet. I do encourage them to start as soon as they can.
@Bhebelen14 (5194)
• Philippines
11 Dec 12
Wow, this idea was great, at the early stage of your relationship both of you had already established a good way for a better future. To be honest when my husband and i got married were not yet financially secure but with the knowledge and skills we have everything went fine and were doing better in our marriage life and as a business partner.
@Raine38 (12257)
• United States
30 Nov 12
That's a good thing for young couples to do. I have seen lots of friends who plunge into the married life, then start having kids while they stay in their parents' house. All the ingredients for disaster.
@cgicale (137)
• Philippines
2 Dec 12
that's exactly what we are avoiding from happening. :)
• China
30 Nov 12
Thank you for sharing this discussion.It is good idea to invest for the future when we are yonug.It not easy to get extra money for investment as a student.I take the pocket money from my parents.And I will never invest this money.I think what I should do is to study hard and let my parents to be proud of me.The investment in spirit is the best.life is harsh but we are born to strive and endure.wish you a bright future.
@ZoeJoy (1392)
• United States
11 Dec 12
It is good that you are thinking of your future. Most couple who get married or who live together don't really think of their future together. You do have to plan if that business doesn't work out. Are you willing to stick together, even if your financial plans don't work out? It can not be guaranteed for anyone to be financially secure at any age. There are no guarantees in life. Especially in farming. So, a little realistic understanding is probably needed in your dreams together. Have you ever farmed before? Are you seeking good advise from other farmers? You have a lot to accomplish before you get married - a successful farm business plus build your own house. That is a lot to handle. What is more important than building your own house is building your own HOME.