My Meaning of it - Beautiful as Secure and Debt-Free.

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I have recently finished my university. Having dealt with a pretty hard injury, ACL tear, I forced myself to purchase a used car in the middle of my university program. It helped me travel around faster. Hence, it allowed me work more often back then. However, bad luck with that car, high tuition fees for my university, have drained whatever I could save and more - after I finished my university, I ended up with a debt slightly higher than $20 000. With paying slightly higher than minimum payments, I started putting off the rest of my profit for my bills and a savings account that, of course, once $20 000 is accumulated, would pay off the whole debt at once. I hate paying significant amounts and then see the number climb back with an interest, so I settled for the amounts slightly higher than minimum each month and the rest being put away for savings. What it means, though - strict discipline and no extra costs in between. People in a similar predicament would notice how your extra costs drain all the progress you have made. Eating out, purchasing things - all of those will stop you form being debt-free. So, while you may have to settle for a moderate lifestyle for a couple of years, you have to look up to a much more beautiful lifestyle without debt. The one that you will have once you tackle that issue. Beautiful life for me is secure, financially-independent and debt-free.