Can't keep money because we don't have a clearly goal

Vietnam
December 28, 2012 8:36pm CST
I usually wonder I'll save money for future life. But I realize that I can't keep much money at the end of year. Because I often spend money to buy what I like. I think that don't have a clearly goal is my problem. So, I'll make a new goal at now. I'll buy a new motorbike after 5 years. So, every month, I'll save a small money for it. I believe that I'll be successfull with this goal. How do you think? Do you have any goals for saving money in the next year?
4 responses
@jenny1015 (13366)
• Philippines
29 Dec 12
I try to save atleast 20% of my income when I used to have a job. I feel that I need to keep something for emergency purposes. But Now that I am out of work, and only my online earnings afre what I have, which is not that much, well, it is hard to save some from it coz I practically use the money for my kids' needs.
• Vietnam
5 Jan 13
Oh, I believe that you must stand much presure when You must earn for yourselve and your kids. My online income is not enough for me. I'm lucky because I have a job now. Try your best. You'll be happy and more successful in this year. Good luck!
@jenny1015 (13366)
• Philippines
5 Jan 13
Thanks! I needed that! I am actually hoping that this year would be a lot better than last year. I am keeping my fingers crossed.
@chiyosan (30184)
• Philippines
2 Jan 13
Same as the problem i have had. The solution i had thought of now was to transfer my money (those i am sure i do not want to touch, i should be able to just keep in there) because there is a withdrawal fee, so i will have to think twice before i have to get the money!
• Vietnam
5 Jan 13
You should do that. This is a good way. I'm too. I keep my money in a saving account. I must pay the fee and taking a long time to withdraw it. So, I think I won't touch it. I hope that I'll have an amount after 5 years.
@Cutie18f (9551)
• Philippines
29 Dec 12
I think I have the same problem here. I do not have any clear goal about how much I should save and when. There is this need and want to save but until now I am not able to keep anything. Money seems to go out so fast these days.
• Vietnam
5 Jan 13
That's right. Money go out very fast. We must look for the best ways to keep them.
@Wolf2012 (24)
29 Dec 12
Hi,my friend...I can get your point entirely due to I nearly have the same feeling with you. Yes, we should schedule our life better then will we know how to manage money matters. I firmly believe that you will read your dream soon since you now have a very clear goal. Just keep it! Yes, you CAN !
• Vietnam
5 Jan 13
Thank you for your response. I believe that I'll be successful! :) I wish you have more healthy and success in New Year.