When you had to spend for something and you are not prepared for it... what to

dropped iphone - phone dropped.
@chiyosan (30186)
Philippines
January 30, 2013 10:08am CST
I have thought of this discussion due to an officemate who has accidentally dropped his iphone4s in their condo building and the siad phone dropped to the lobby and he was at 7th floor. You can just imagine how this would looked like. it was a disaster! he he oh well i had the photo here uploaded for you to see. My friend was worried though because he has no plans to change his phone yet because it was just new! he said it was really out of his budget and it was a huge problem having to spend to a new phone... Have you ever faced such a situation where in you did not prepare or has bot budgeted anything but then you had to ultimately spend and look for cash for it because it sure is a necessity?
5 people like this
10 responses
@suspenseful (40192)
• Canada
30 Jan 13
I had that happen when the alarm in my house went off because the battery was low and it took me a while to get the money necessary to pay the fine. Also there was a retreat I was not ready for. I never figured that my furnace needed looked into every two years. You really do not look into those things. As for that iPhone, it could be if your friend kept the receipt, that the cell phone provider would replace it. Unfortunately, he may have had to pay extra for a protection plan on top of purchasing his iPhone. I know when I bought my iPhone 5, they offered me a plan to replace it in case there was an accident and also they would replace it with the next version.
@chiyosan (30186)
• Philippines
30 Jan 13
hi suspenseful.. thanks for your response. well it does happen to most of us, really. sometimes we really just could not afford to be on a thin line right? sometimes when we all had everything budgeted, and figured out sometimes there would be like this that would come our way and we had to tighten out belts all the more. =)
2 people like this
@ajithlal (14716)
• India
30 Jan 13
Sometimes it does happen and we need to budget money for it. It happened to me with my UPS and the battery went down and I have to save money for two to three months to change the battery and I was able to replace the battery after that time.
1 person likes this
@chiyosan (30186)
• Philippines
30 Jan 13
this tells us that we do need to keep a few bucks so when its emergency we can have a fund to get from.
1 person likes this
@echoforever (5180)
• United States
31 Jan 13
Ouch! I'm sure he was unhappy. We all go through this in life from time to time. When it occurs with me I will try to go without what I need for awhile, and hope to buy it later when I have the money to do so.
@chiyosan (30186)
• Philippines
1 Feb 13
oh yeah, he was really unhappy, worried and was also unreachable. hehe :D thank you for your response. have a great day!
• United States
1 Feb 13
Being unreachable for a few days can be worrisome to our friends and family that's true.
@rsa101 (41005)
• Philippines
31 Jan 13
Oh wow so sorry to see that happening to your friend. That is a major investment and losing that kind of gadget is very tragic for me. If that ever happens to me, that would be disastrous especially on my wallet. :D I could not even afford to buy even the cheapest phones right now to replace that one. Maybe he could try consulting to Apple if they can at least replace the glass panel if the phone is still working.
@chiyosan (30186)
• Philippines
31 Jan 13
yeah but i think he is already going to have it replaced and willl ask his mom to help him for a new phone. :D
@maximax8 (31042)
• United Kingdom
31 Jan 13
I feel ever so sorry for the man that dropped his i phone in the condo building and it fell to the 7th floor. It is a shame it is a huge problem for him having to buy a replacement for it. My personal stereo broke and so I borrowed my friends one. Unfortunately my friends one also broke. I was horrified when I found out how much it was worth: two hundred and fifty Australian dollars. I had no chance but to buy that and it was a heavy dent to my travel finances. It was essential to take the personal stereo back in working order to my friend.
@chiyosan (30186)
• Philippines
31 Jan 13
Have a wonderful time in mylot! Apologies for my late response to the discussion.. Thank you so much for your time... I'll see you around and have a nice day! God bless you always. happy mylotting!
• Philippines
31 Jan 13
I am sure the owner of the phone is not the only one feeling disappointed over the accident. . I remember when I was a student, I lost my hone to some scumbag who stole it. I cannot tell my parents because I have it for just some months. I = could already play the situation and the quality of the coming scolding. So, I bought a cheaper phone instead and lied outright when they asked me why I suddenly changed my number. I was careful not to let them see my phone and after some time, I let my guard down. I guess at that time, they just accepted their version of what happened to the first phone. I think my mum had an idea because she didn't let me buy any gadget until I finished 2 years after that. Harsh but I learned my lesson.
@chiyosan (30186)
• Philippines
31 Jan 13
Have a wonderful time in mylot! Apologies for my late response to the discussion.. Thank you so much for your time... I'll see you around and have a nice day! God bless you always. happy mylotting!
@hereandthere (45628)
• Philippines
31 Jan 13
if he is still paying for that new phone that he accidentally broke, and can't survive without a cellphone, even a simple, basic one, then he's going to shell out or borrow money again just to have one, which means he's going to be paying for both for a long time. hopefully he has a friend, family member, or relative willing to give away their old extra cellphones.
@chiyosan (30186)
• Philippines
31 Jan 13
i think that is right, he is going back to his mobile provider and see what options does he have. =)
@ajithlal (14716)
• India
30 Jan 13
I think budgeting is one way to save money and buy things we need. I think you to have some short-term plans for things you need to buy that does not cost too much and to have long-term plans for things that cost you too much money. I think you should try to increase the income and online money and cut down expenses to buy a new phone. I am also trying to buy a new mobile phone may be after six months and trying to save money for it.
@chiyosan (30186)
• Philippines
30 Jan 13
this can really work especialy if you stick to your plans when it comes to maintaining an emergency fund. =) Planning is indeed important.
• United States
31 Jan 13
And why does he need to buy another new IPhone? That isn't a necessity. If something is a necessity, we find a way to pay for it even if there really isn't room in our budget for it. However, if it is something frivolous, it isn't going to get replaced if there isn't easily money for it.
@chiyosan (30186)
• Philippines
31 Jan 13
oh no, i mean the necessity to buy a new phone... not the same model of the phone he lost when he dropped it. :D
@jugsjugs (12967)
30 Jan 13
I have had to find money all of a sudden for things that I had not planned for and it was a night mare. I hate it when there are things that we have no savings to use to buy the things that either break or that we need in a hurry. I also hate seeing my bills hit the roof as well each and every time we get a bill in.
@chiyosan (30186)
• Philippines
31 Jan 13
it really is a nightmare, i was in that situation before and i could not think where i could find the money so that i can have it all settled once and for all. :D
@mariaperalta (19073)
• Mexico
30 Jan 13
I did a few months back. On a soda fountain. My sister in law worked here on day, and stole the darn thing. I had to pay for it. Almost 250.00 us dollars.
@chiyosan (30186)
• Philippines
31 Jan 13
that is huge money, i'd say but at least you are now over this situation now. :D oh it really allows us to be well aware and to have savings for emergency funds, right?