The Payday Loan Shuffle!

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For anyone who's ever had a payday loan before, you've probably had multiple loans taken out at any given time. I call this phenomenon "The Payday Loan Shuffle." The term "shuffle" was derived from the fact that you have to shuffle all over town to borrow and payback loans. Multiple payday loans require a lot of work. Anyone who's had more than one out at a time knows exactly what I'm talking about. They do help in an emergency but you should try to avoid them at all costs. What are your thoughts on payday loans? Have you ever been caught up in the shuffle?