I'm interested in a lot of things but paying it is not one of them!

Haha! I sure understand what you mean! And because I hate to be 'paying debts', I make sure that as much as I can manage, I do not get 'debts'. Managing our finances properly would be a wonderful key to these kinds of situation. But sometimes, we can't help but borrow some money especially if it is very important, or swipe that card because we do not possess the cash right now... For every benefit, we must pay the price. And if we do not pay on time, haha, an increase would really make our brows meet!