Online paying systems

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Paypal is an online paying systems I started to use several years ago, when I got registered in ebay. At the beginning, I had my doubts using it, which might be normal when you start to use something new or a system you are not used to apply. Nowadays, I prefer this kind of online payments. It works very fast and, until now after several years using it, I still havn't had any kind of problems with it. Well, maybe once, when a client bought one of my items online and said that he hasn't recieved it. So I had to return the money. But, it happened only once from maybe threehundred transactions I have made during the years. What's your experience with online payments? Which one do you normally use?