Technology, Cyber Crimes, and Cyber Criminals

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How can so many get into someone's computer and their actions be considered legal? It appears laws are no longer enforced so perhaps citizens can just do whatever and not be concerned about being chastised for their actions. Into every piece of information "and wanting" to have access to accounts, passwords, and whatever one has on their computer. Breeches. Cyber attacks and so forth. Even the ones who have stuff security aren't safe. It appears cyber crimes are on the rise. Some may be "waiting" to see just what can be taken. Banks have a difficult time keeping money because of all the identity theft. Losing millions of dollars yearly because some would rather steal the money then to make the money. Online there's a lot of individuals who will impersonate others in order to get into their devices and other technology. We're in times where so many are becoming desperate and in order "to receive" what they feel is needed they're willing to take the risk and hack into accounts and just run havoc on a person's computer. Watching every stroke. How many law abiding citizens are there? Doesn't appear too many these days.