With Your Webcam, Do You Use a Free or Pay-Per (subscription) Service?

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Just curious for all you webcams users. Do you use a FREE or PAY PER (subscription) Service? Do you have to go through multiple steps (click here, click there, download, plug-in this and that) just to get a video email through? Is it fun? Is it reliable? Does your service provide multiple features, services and products like: Video Email, Video IM, Video LIVE Webcast, Video Blogging, Video Podcast, upload/download videos, pictures, music, documents, etc ALL under ONE Media Suite supported by a vast Social Network? Does your Service PAY YOU anything for referring them to others to use their (limited) sevices and products?