Car for $4000

By C
@ShyBear88 (59282)
Sterling, Virginia
April 29, 2019 10:37pm CST
Yesterday we looked at a minivan for $4,000 my husband was pretty interested but wasn’t sure if we would be able to get a loan it. So we went to talk to car places that we got our current minivan and told them we where looking for a few second can and fit his white minivan they had we where looking at. My husband doesn’t need a bells and whistles kind of can just one that fits 3 kids with there car seats. For him to be able to get to and from work. So it’s just a commuter car. It looked good but at this current time after talking with the hen we found only get a loan for $1,000 but we don’t have enough set aside to help with a down payment either. So my husband said he guess he’ll just have to hold off. My answer is that means that there is something better out there that you need to wait and save for. The Ford will make it a little longer and if something happens we can work out something with the van
4 people like this
5 responses
@moffittjc (118448)
• Gainesville, Florida
1 May 19
My daughter is saving for a car right now, and she's now been saving for 2 years. I would have never had the patience to wait that long, but she wants to make sure she saves enough money to put a good down payment on a car. I do keep reminding her though that when the time comes to buy a car, that it is nothing more than transportation to get her from point A to point B. She keeps saying how she needs to find a car that fits her personality. I get that, but I tell her not to overspend because of that. I hope you and hubby can save up enough money to be able to get you reliable transportation in the near future!
1 person likes this
@ShyBear88 (59282)
• Sterling, Virginia
1 May 19
Yep, some times you need a certain vechical for certain things. We got the van I was babysitting so I need to fit 5 car seats in it so we traded up and got it for $1,250 which was a great deal for it. We got it for a steal he just needs something that will sit in the hospital parking lot, if it gets beat up he won’t car, and can for 3 car seats if need it. He kind of thinking if he can find one in the right prices that is an SUV. I told him as long as I can drive If if I need to.
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@ShyBear88 (59282)
• Sterling, Virginia
2 May 19
@moffittjc we learn with age. This will probably be our 5th car we are getting. 3rd we are getting together. At least the two we have right now we owe nothing for other then maintains.
1 person likes this
@moffittjc (118448)
• Gainesville, Florida
1 May 19
@ShyBear88 I definitely spent way too much money for my truck, considering how little I drive it. I drive it to and from work, and the whole day it just sits there. I have a company work truck that I drive when I am at work, so in essence I overpaid for a vehicle that gets driven 10 minutes in the morning and 10 minutes in the evening. Next time I'll be much more frugal about buying a vehicle.
1 person likes this
@nela13 (55700)
• Portugal
1 May 19
Is it too expensive for you?
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@ShyBear88 (59282)
• Sterling, Virginia
2 May 19
$4,000 is because we don’t have that laying around. We got approved for $1,000 and the Ford will only get us $600 when we trade it in. So not enough for a down payment to make the monthly payments after that lower
1 person likes this
@nela13 (55700)
• Portugal
2 May 19
@ShyBear88 ohh, I see, maybe you can wait some more months to save some money for it
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@ShyBear88 (59282)
• Sterling, Virginia
3 May 19
@nela13 plan on trying ti
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@mrki444 (15150)
• Croatia (Hrvatska)
2 May 19
4000$ is good price for car. I bought my self last year car for 3500 euros.
1 person likes this
@ShyBear88 (59282)
• Sterling, Virginia
2 May 19
It is a good price but we don’t have the money to get it with out a loan and they loan they will give us wouldn’t be enough
1 person likes this
@ShyBear88 (59282)
• Sterling, Virginia
3 May 19
@mrki444 we only had $80 in cash but we didn’t know how much the loan was till we got there because we didn’t hear back from them till later.
1 person likes this
@mrki444 (15150)
• Croatia (Hrvatska)
2 May 19
@ShyBear88 That is bad. Lucky, I bought my for cash, without any loan.
1 person likes this
@debjani1 (7207)
30 Apr 19
Try to save from now onwards to get that beautiful minivan. Lets the perfect time to come.
1 person likes this
@ShyBear88 (59282)
• Sterling, Virginia
1 May 19
It doesn’t have to be a minivan since we already have one. He is saving for his next work car
• India
11 Jul 20
A car loan would be considered as a personal loan.
@ShyBear88 (59282)
• Sterling, Virginia
11 Jul 20
No, you can get car loads from lenders or banks. A personal loan can be from the bank or an actually person
@ShyBear88 (59282)
• Sterling, Virginia
12 Jul 20
@piyushbhatia1 thus you try not to do loans unless you really need to. There is always a percentage that needs to be paid.
1 person likes this
• India
11 Jul 20
@ShyBear88 lenders being payday lenders as well? Aren't they horrific.