What Next

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I need to vent. May I? Not only have I had to get a new laptop, but late last night, my cellular phone was charging up. I smelled something like a hot iron. My phone cord melted and so did the bottom of my phone. So, last night, forked out money for a new phone & phone service. I was thinking, my house could have burnt down. Surely, I am going to be reimbursed. I just uploaded my unlimited monthly minutes for my burnt phone a few days ago. I had to buy a new phone. I had to buy new service monthly plan. I called burnt phone company, got sent from one customer service to another and was told that the burnt phone company refuses to pay period. Do you know how much all of this costs? Unreal. What next?