Creditors

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In Oct 2019, my husband agreed to buy a truck from a co-worker's husband. All was going well till Mar 2020. I was fired right before the covid pandemic. I didn't qualify for unemployment and other covid assistance. Co-worker was nice enough to let us skip that month's payment and cut our payment in half while I look for more employment. Between hubby and the doctors, it was decided that it would be better for me to take disability. So I started the paperwork and now am working on my 3rd appeal. Hubby let co-worker know that it'll be a while before we can afford the full payment. They were ok with this till Oct. In Oct, they decided that full payments need to start in Nov. What a way to stress out my holidays! By the grace of God, hubby and I have found ways to make these payments. In Dec 2020, I had an accident in my car. Until I can make $500 to fix it, it sits. Hubby talked with the co-worker, as a friend, stressing how to get my car fixed, they suggested to skip Jan 2021 payment. That allowed us to get the utility bills get caught up. Before he could give them Feb payment, we received a certified letter in the mail demanding that the remaining $1300 owed on the truck is paid in full by Apr 2021!! The truck was scheduled to be paid off in May! What gets me is she stated that gave us breaks for hardships but everyone has them. Ok, I understand that. But she works and her husband works. They received both stimulus checks. We lost my wages. We didn't get both stimulus checks. Now, all that extra stress is making me sick, aggravating the health issues I deal with. If it wasn't for the fact that its our only transportation, I'd throw the keys at her. Hubby works 8-5 mon-fri and then we do side work on weekends. He literally works 7 days a week non-stop for weeks. I'm so mad! If she's thinking we have extra money, I'd like to know where! I sure need it!!