Learning How to Save
By cherigucchi
@cherigucchi (15932)
Philippines
May 14, 2021 2:41am CST
When I was still single I have been already the coin-bank saver. Seeing my coin bank filled in little by little gives so much joy to me. I remember that my best friend also did the same thing but we both realized that she seemed so unlucky doing this. We are not sure whether it was coincidence that every time she saved money through coin banks, someone in her family got sick or having some troubles that caused her to withdrew all the money she had been saving.
Till now that I am already married and have kids, I still keep coin-bank savings. I also have money which I save in the bank and one of them is not known to my husband. It is not dishonesty but I just feel like that I have to do that for an emergency. I do not like to get money from the family’s saving when an emergency arises like when my relative needs help when it comes to money matters.
I also save that whenever I want to treat myself going to a shopping spree or even taking my family to a short trip. Sometimes my husband is always surprised where I do get that money from. I just told him that I did really prepare for that. Good thing he is not the type who always asks me about money matters. I think he is quite satisfied with the way I handle it.
Do you have piggy banks as well?
11 people like this
11 responses
@cherigucchi (15932)
• Philippines
14 May 21
That is good. Saving is really important and i am glad that husbands do not meddle on this.
2 people like this
@AKRao24 (27422)
• India
14 May 21
@cherigucchi , That is good as this is a form of emergency fund they have! During the demonetization of the money in India many housewives have to come out with their savings to get them exchanged from the bank, when their husbands have come to know about the savings!
3 people like this
@cherigucchi (15932)
• Philippines
14 May 21
@AKRao24 This is really such a great help in times of emergency.
1 person likes this
@m_audrey6788 (58468)
• Germany
14 May 21
Yes. I used to have a piggy bank when I was still young and single but when I started to have a family. It is hard to save. I need to use every penny now. Prices goes up nowadays 
3 people like this
@m_audrey6788 (58468)
• Germany
14 May 21
@cherigucchi Oh yes. Especially when you have kids but I don`t have kids and still having a hard time to save
2 people like this
@cherigucchi (15932)
• Philippines
14 May 21
I understand and I agree with you. As of these days its quite difficult for me to save either because I have 2 college students and 1 in high school.
2 people like this
@prashu228 (37518)
• India
14 May 21
Yes I have piggy bank and I love it, but the problem is I spend everything one fine day without even thinking...of course I start saving again..
3 people like this
@rakski (156709)
• Philippines
14 May 21
I have one too, a canister full of coins and sometimes extra bill. My hubby did not know it. I hide it in secrecy. ahaha
In the past years, when my hubby found out about my coin canister, it will eventually got depleted. 
I really do not know why
I really do not know why2 people like this
@cherigucchi (15932)
• Philippines
14 May 21
I also did that before but now he knows it and he is obliged to give his share!
2 people like this
@rakski (156709)
• Philippines
14 May 21
@cherigucchi my hubby still not share ahaha
2 people like this
@merrybelle2021 (1394)
• Philippines
15 May 21
@rakski Because his money is yours, so your money is his, too! Hahaha!
1 person likes this
@cherigucchi (15932)
• Philippines
15 May 21
That I agree. I also have my own personal savings which my hubby doesn't know.
But all other accounts of course he knows all of them
But all other accounts of course he knows all of them
@florelway (23339)
• Cagayan De Oro, Philippines
15 May 21
It is a good practice to save. But it is also wiser to invest some of your money somewhere else and do some business because interest rates for savings is very low.
2 people like this
@cherigucchi (15932)
• Philippines
15 May 21
That is true. Investments can help us earn money while we save at the same time.
1 person likes this
@cherigucchi (15932)
• Philippines
15 May 21
@florelway We have a cooperative at work and I am a member of that. It is another way of saving my money
1 person likes this
@florelway (23339)
• Cagayan De Oro, Philippines
15 May 21
@cherigucchi true, also ideal to save in cooperatives. You have share, you have dividends, you have savings too.
1 person likes this
@allen0187 (59827)
• Philippines
14 May 21
Used to have a piggy bank when I was younger. I still save but most of what I earn, I try to invest.
2 people like this
@cherigucchi (15932)
• Philippines
15 May 21
I also make some investments other than the personal savings I have.
1 person likes this
@RebeccasFarm (91297)
• United States
15 May 21
I did have them when I was a child.
I am not able to save right now.
1 person likes this
@arunima25 (93194)
• Bangalore, India
14 May 21
I too have an account in bank like that. I transfer the money saved from household expenditure, my extra earnings from online sites, gifts from my family etc into that and let it sit there. I can use it for emergency fund( thank God that no emergency has made me take out from there). Mostly when it saves to a decent amount, I buy things that I want to buy but not from regular money.
2 people like this
@cherigucchi (15932)
• Philippines
14 May 21
I do the same thing. It is just wise that we separate our money for every expenses that we may incur.
2 people like this
@cherigucchi (15932)
• Philippines
15 May 21
@arunima25 Isn't funny? We save sometimes for the purpose of we can buy something that we want personally for ourselves but we always end up buying things for the house! But I love doing it.
1 person likes this
@arunima25 (93194)
• Bangalore, India
14 May 21
@cherigucchi Yes, I feel good about doing thatAnd when they do not end up in any emergency I feel so elated to use it for something I want. I generally buy home decor items, gifts and my gardening supplies from them.
When I was very young, I started saving with coin piggy banks. I was just 6 when the idea of saving inculcated in me. And it was good as it taught me the value of money at young age. I did the same with my daughters.
And when they do not end up in any emergency I feel so elated to use it for something I want. I generally buy home decor items, gifts and my gardening supplies from them.
When I was very young, I started saving with coin piggy banks. I was just 6 when the idea of saving inculcated in me. And it was good as it taught me the value of money at young age. I did the same with my daughters.2 people like this
@Tenshidc (584)
• Philippines
14 May 21
I used to be like that, having a piggy banks makes your family member sick? it is all in the mind set, if you think they get sick, they will. I changed this kind of mind set and now I have a savings and no one in my family got sick with the guidance of our God.
2 people like this
@cherigucchi (15932)
• Philippines
14 May 21
I remember a friend who had that experience so she does not keep a piggy bank anymore. It ahs been tested.
1 person likes this
@Tenshidc (584)
• Philippines
14 May 21
@cherigucchi It happened to me also my family members got sick, but when I change my mind set into a positive way, nothing will happen anymore. we are healthy with savings.
our mind is powerful thing when we fill it with positive thoughts, our life will start to change.
1 person likes this
@Belexhanns (3431)
• Kampala, Uganda
14 May 21
I don't save from home, I do save in the bank
2 people like this
@cherigucchi (15932)
• Philippines
14 May 21
That's good as well because it is also another form of savings.
1 person likes this
