Ready to redeem...

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I am, according to my LifePoints home page, ready to redeem. However, 1) I wasn't planning to redeem until the end of the month, and 2) I found out that to get a $10 Pay Pal Payment I need to have 1200 Life Points, so I have a --wait a minute, I saw that I need only 600 Life Points to get a $5 Pay Pal payment; I think I'll wait until the end of the month anyway--anyhow, if I want the $10 payment, I have a ways to go. I like LifePoints because, even if one doesn't qualify for a survey, they get "consolation points". I think I've been a member less than a month.