What are some strategies you use to avoid overspending while still enjoying the things you love?
By thriftymom
@thriftymom83 (32)
July 16, 2023 12:42am CST
Hi! I would like to know what is your take on this. But, to start off, here's mine.
As someone who enjoys balancing my passions with responsible financial habits, I've developed several strategies to avoid overspending while still indulging in the things I love.
Some of which includes budgeting, prioritization, savings for goal, delaying gratification, seeking discounts and deals, mindful spending and learning to say no which is the most important life-saver for me.
What's yours?
5 people like this
5 responses
@cherigucchi (14879)
• Philippines
16 Jul
I don not buy things in excess and I make sure that at least I save little sum from the money I have.
2 people like this
@florelway (23158)
• Cagayan De Oro, Philippines
16 Jul
I've developed the habit of just sticking to the basics and not buy on impulse. When I buy something I make sure there are returns from it. Example when I buy a buy one take one item I make sure I make some money from it.
2 people like this
@thriftymom83 (32)
•
16 Jul
that's great, this is how my partner is doing it as well, he bought on sale and sell the other items so that somehow, there will be some returns.
@Lignitecityabishek96 (7110)
• Cuddalore, India
16 Jul
I follow strict budgeting using excel. 33.33% to savings 33.33% to investing & 33.33% to monthly expense.
2 people like this
@leighnyork (1880)
•
16 Jul
Your strategy seem sensible responsible financial habits bring a sense of freedom piece of mind and peace in your life. I too am working to achieve that one day
2 people like this
