Flora and Fauna: What animals are you most scared of?

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Never thought of being a biologist in my childhood but now, whenever any animals come out of nowhere, strays, insects and even frogs which I'm still a little afraid of, whatever it is aside from pests, it's giving me priceless joy. What about animals that really scared you? How did you handle it? Roaches flying out of nowhere, flies, mosquitoes of course. Those that invade my garden, and anything wormish are the ones I'm super scared of. I'm not so scared of lizards. Not until they fall on my skin and stick to it though. Oh, I almost forgot rats because of their dirty, little habits like gnawing on your food's packaging and wood parts around the house. At times, they also run around the ceiling floor making me think and hope they don't fall on me.