Should people stop using cash and switch to digital payments?
By cuttyrish
@cuttyrish (3208)
United States
March 19, 2026 2:10am CST
Cash has been around for centuries, but today more people are using digital payments through cards, apps, and online banking. Digital payments are fast, convenient, and can even help track spending better than cash.
On the other hand, cash doesn’t require technology, works everywhere, and some people feel more in control when they can physically see their money. There are also security and privacy concerns with fully going digital.
It’s an interesting debate: convenience versus control.
I prefer having access to both, prefer cash more than digital payments, because digital payments are prone to be hacked, or sometimes delayed. Sometimes the bank just hold the cash for how long till they release. If i have cash, i can do what i want without waiting for it to be cleared etc
What do you think? Should people stop using cash completely and switch to digital payments, or should both options stay?
8 people like this
10 responses
@cuttyrish (3208)
• United States
22 Mar
I want to have cash whenever I go out, digital if i want to pay bills, so that there is no hassle getting in line
1 person likes this
@Ineeddentures (31714)
•
19 Mar
It's not an interesting debate
It wasn't 30 years ago, and it still isn't.
It might be if any government ever decrees a cashless society
1 person likes this
@cuttyrish (3208)
• United States
22 Mar
i am not sure the government would want a casless society.. they did corruptions, and money were placed in luggages
1 person likes this
@Ineeddentures (31714)
•
22 Mar
@cuttyrish
So it's not really a debate
It will never happen
1 person likes this
@cuttyrish (3208)
• United States
23 Mar
i use cash for taxix and digital for almost everything
1 person likes this
@augusta123 (10081)
•
22 Mar
As for me I don't think stop using cash completely is a good idea. I use both.
@Shivram59 (49650)
• India
22 Mar
In my country, India ,it is already being used everywhere. Even poor vegetable sellers have started paying online, so are roadside vendors.
Ipsh online, too.
@Shivram59 (49650)
• India
23 Mar
@cuttyrish Of course. Sometimes we don't have enough money in our pocket. We deposit our money in banks. And sometimes we don't have small coins.
@luisadannointed (11393)
• Philippines
15 May
I still want cash, don't it is very convenient to pay online, but there are a lot of scams and thieves online also.
@LindaOHio (221047)
• United States
20 Mar
I think we need both options. I pay most of my bills through online banking; but occasionally I need to buy something with cash.
@cuttyrish (3208)
• United States
22 Mar
Same, i don;t want to get in line for bills, sometimes lines here are always long
1 person likes this
@pitsipeahie (5717)
•
19 Mar
Honestly, it’s a bit of an odd question for me. I don’t think people will ever stop using cash, no matter how advanced things get. Cash will always be king in a way because it doesn’t rely on anything-no internet, no device, no system.
Not everyone is comfortable with digital payments, and when systems go down or there’s no connection, cash is still what works. Digital is convenient, sure, but it can’t fully replace something that simple and reliable.
Real talk-there’s really no debate here. As long as there are places with limited access to technology, unstable connections, or people who simply prefer control over their money, cash isn’t going anywhere. You simply can not replace something that works anytime, anywhere.
I use both, but I can say confidently I still prefer my cash-simple, reliable, no hassle. No apps, no delays, no complications. You just hand it, you’re done.
@cuttyrish (3208)
• United States
22 Mar
Yeah, I get what you mean. Cash really is just straight to the point—no need to worry about signal, apps, or anything acting up. I still use digital a lot for convenience, but I can’t deny that cash hits different when you just want things quick and hassle-free. Honestly, having both is probably the safest move.
1 person likes this
@Jehanne (1518)
•
19 Mar
I'm okay with both cash and digital payments.
But yes both of it has a pros and cons.
That's why have cash with you and don't always relay on digital because there are times you can't use it for payment. If you have a money in banks it's convenient that you own not only a passbook but also a ATM card for easier withdrawal.
@cuttyrish (3208)
• United States
22 Mar
Yeah, that makes sense. I actually do the same—better to have both just in case. Digital is super convenient, but cash really saves you when tech fails or places don’t accept online payments.
1 person likes this
