My Contingency Plan

By Neil
@Neil43 (4574)
August 26, 2026 11:03pm CST
Hi everyone, Today, I want to share my contingency plan. I worked in Saudi Arabia, but I didn’t receive my End of Service benefit, which should have been 2.5 million Philippine pesos. Because of this, I’ve decided not to pay my credit cards there. Honestly, not paying those cards isn’t even enough to cover what I lost. I know it sounds bad, but I feel like I have no choice. This is my way of making a plan after losing something I worked hard for and deserved.
6 people like this
5 responses
@rsa101 (41800)
• Philippines
27 Aug
It’s a tough call, but not paying could hurt your credit score down the road and come back to affect you later. If you’re struggling to pay them back after losing your job, it’s important to let your credit card companies know about your situation. They might be able to work out some kind of arrangement so you can pay them back when it’s more manageable for you.
1 person likes this
@Neil43 (4574)
27 Aug
Yes, it will definitely hit my credit standing hard, but I don't mind cutting ties with Saudi Arabia anymore.
1 person likes this
@rsa101 (41800)
• Philippines
28 Aug
@Neil43 Hopefully you can find better ways to resolve this amicably instead of simply walking away from those obligations.
1 person likes this
@Wrexxo (6219)
27 Aug
That's unfair..why won't you get paid?..it's your money
1 person likes this
@Neil43 (4574)
27 Aug
They made sure I couldn't claim with all the legalities. May the bad karma beset them for that.
@AmbiePam (125845)
• United States
27 Aug
I can understand why you are doing that. I hope it doesn’t come back to harm you. What happened to you was not fair.
1 person likes this
@jstory07 (149507)
• Roseburg, Oregon
27 Aug
That is not right that you did not get paid.
1 person likes this
27 Aug
Wow That's around 40k dollars of my maths are correct Why did you not get the End of Service benefit? Not paying your credit cards might come back and bite later on
1 person likes this