Debt is a huge problem these days...

It is a good plan, what you're doing. Later, when you're out of college, be very careful. It sounds like you've learned from your parents mistakes. Credit cards are so easily abused.

the last thing to do is to take credit card. there should be an alternative for that now.

Mayshoe -- I'm not sure I understand your comment. There should be an alternative for a credit card? As in another way to gain credit... or something else? Could you clarify? I've worked in several retail positions credit cards drive business. Workers are driven and pushed to make credit card based sales. The are told to ask if the customer would like to use their credit card or get another credit card from the specific store. Credit cards make businesses a lot of money through interest. It is also very hard to get credit if you don't have a credit card. I've heard of people gaining credit through paying utility bills but in order to that you need a house and for a house you need a mortage and for that you need a credit check. It is possible to maintain a credit card and not spiral into unreasonable debt.

That's the way I think now that I am older.

the last thing to do is to take credit card. there should be an alternative for that now.

I think you have a wonderful idea, to have finances as a course in high school. They could put it in withe 'life skills' courses. That would work. Maybe you could suggest this to the high school in your neighbourhood.

You do eh! Be very careful.

I don't have any credit cards. Well I have a macy's one, but it gets paid off everytime I use it, so I have no debt!

That's the way to do it!!!

thanks :)

I have always been the sort of person who think 'here's my money, give me my stuff'. I'm glad I am that way.

the last thing to do is to take credit card. there should be an alternative for that now.

Oh my, I'm afraid to ask what you were studying. Student loans are terrible things. Well, not the loans, just paying back. la.. I had one once, and once was enough.

I pressume you mean that you hope you won't have to have another student loan? Are you going to be married, and hoping your husband will make a great living? or you are married and don't know how much money your husband earns? Either way, Are you not responsible for you own student loan? Why would your loan be someone elses responsibility?

computers is what i'm studying. and hopefully i won't have to have one again :) hopefully my hubby makes a great living, and doens't make me work :)

I know they are a dime a dozen. I have a friend who has eight or nine, but I thought maybe he just has the so Peter can pay off Paul. Maybe not. I'll take a look at this web site. Thank you.

Hi, I went to the web site you gave. It certainly looks interesting. I bookmarked it so my husband can look at it. Thank you for the information.

Congratulaions! Got any tips?

That must be nice!! Your day will come, and you will be on your own. Keep only one credit card, in case of emergency.

the last thing to do is to take credit card. there should be an alternative for that now.

the last thing to do is to take credit card. there should be an alternative for that now.

the last thing to do is to take credit card. there should be an alternative for that now.