What is your preference in buying an insurance policy?

I have always been a person who likes to be prepared. What if you die today?? Will your loed ones survive without your income? If not answer is to protect your loved ones and buy life insurance. I have seen people always complain about insurance premium until they need insurance to cover them. I would say buy life insurance earliest possible. If you buy while you are young you will get lower premiums... Try to think of people who depend on you.