M commerce.. Would you use the technology??

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What do you think is it safe using M commerce for money transactions, etc? Would you use the technology??..M commerce is often described as a subset of e commerce which is not true.. Even though both m and e commerce have similarities like able being able to purchase a product or service in a "virtual" environment, they are quite different from each other.. The major difference being, in m commerce one can access information or transact from any place and at any time wirelessly ie. using a Smart phone, pagers or PDAs using emerging technologies like GPRS and edge..